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IBM vs ARCC: Dividend Comparison 2026

IBM yields 3.06% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $16.2K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — IBM vs ARCC

Annual dividend income

MetricIBMARCC
Forward yield3.06%9.06%
Annual dividend / share$6.68$1.92
Payout ratio64%88%
1-year div growth0.6%2%
5-year div CAGR1%3.1%
Portfolio after 10y$27.6K$43.8K
Annual income after 10y$410.34$2,279.31
Total dividends collected$3.6K$15.5K
Payment frequencyquarterlyquarterly
SectorTechnologyBDC

Year-by-year: IBM vs ARCC ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrARCC PortfolioARCC Income/yrGap
1$11,149$308.92$11,774$933.74$625.00ARCC
2$12,406$320.90$13,808$1,045.61$1.4KARCC
3$13,781$332.72$16,135$1,166.34$2.4KARCC
4$15,283$344.36$18,786$1,296.19$3.5KARCC
5$16,923$355.82$21,800$1,435.41$4.9KARCC
6$18,711$367.09$25,215$1,584.23$6.5KARCC
7$20,661$378.18$29,076$1,742.84$8.4KARCC
8$22,786$389.09$33,430$1,911.44$10.6KARCC
9$25,100$399.81$38,328$2,090.21$13.2KARCC
10$27,618$410.34$43,827$2,279.31$16.2KARCC

IBM vs ARCC: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is IBM or ARCC better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs ARCC earn per year?
With $10,000 invested today: IBM pays approximately $306/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $2,279/year (ARCC).
Does IBM or ARCC pay monthly dividends?
IBM pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.