HomeCompareIBM vs BTI

IBM vs BTI: Dividend Comparison 2026

IBM yields 3.06% · BTI yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $429.00 in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
BTI
BTI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full BTI calculator →

Portfolio growth — IBM vs BTI

Annual dividend income

MetricIBMBTI
Forward yield3.06%4.00%
Annual dividend / share$6.68$2.00
Payout ratio64%50%
1-year div growth0.6%5%
5-year div CAGR1%5%
Portfolio after 10y$27.6K$28.0K
Annual income after 10y$410.34$899.19
Total dividends collected$3.6K$6.4K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Staples

Year-by-year: IBM vs BTI ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrBTI PortfolioBTI Income/yrGap
1$11,149$308.92$11,120$420.00+$29.00IBM
2$12,406$320.90$12,357$458.31+$49.00IBM
3$13,781$332.72$13,721$499.76+$60.00IBM
4$15,283$344.36$15,227$544.58+$56.00IBM
5$16,923$355.82$16,885$593.02+$38.00IBM
6$18,711$367.09$18,713$645.34$2.00BTI
7$20,661$378.18$20,724$701.81$63.00BTI
8$22,786$389.09$22,938$762.73$152.00BTI
9$25,100$399.81$25,372$828.41$272.00BTI
10$27,618$410.34$28,047$899.19$429.00BTI

IBM vs BTI: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

BTIConsumer Staples

BTI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BTI shares.

Full BTI Calculator →

Frequently Asked Questions

Is IBM or BTI better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while BTI offers 4.00% (2.00/share/year). BTI provides higher current income. However, BTI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs BTI earn per year?
With $10,000 invested today: IBM pays approximately $306/year. BTI pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $899/year (BTI).
Does IBM or BTI pay monthly dividends?
IBM pays quarterly dividends. BTI pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this IBM vs BTI comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

IBM vs MSFTIBM vs CSCOIBM vs HPQIBM vs ORCLIBM vs ACNIBM vs SCHDIBM vs JEPIIBM vs OBTI vs SCHDBTI vs JEPIBTI vs OBTI vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.