HomeCompareIBM vs CTSH

IBM vs CTSH: Dividend Comparison 2026

IBM yields 2.83% · CTSH yields 2.06%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CTSH wins by $41.3K in total portfolio value· pulled ahead in Year 4
10 years
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →
CTSH
CTSH
● Live price
2.06%
Share price
$61.06
Annual div
$1.26
5Y div CAGR
42.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.0K
Annual income
$18,542.84
Full CTSH calculator →

Portfolio growth — IBM vs CTSH

📍 CTSH pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMCTSH
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IBM + CTSH cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBM pays
CTSH pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
CTSH
Annual income on $10K today (after 15% tax)
$175.40/yr
After 10yr DRIP, annual income (after tax)
$15,761.41/yr
At 15% tax rate, CTSH beats the other by $15,367.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBM + CTSH for your $10,000?

IBM: 50%CTSH: 50%
100% CTSH50/50100% IBM
Portfolio after 10yr
$48.4K
Annual income
$9,503.18/yr
Blended yield
19.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IBM right now

IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
CTSH
Analyst Ratings
22
Buy
24
Hold
5
Sell
Consensus: Hold
Price Target
$91.00
+49.0% upside vs current
Range: $71.00 — $107.00
Altman Z
6.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBM buys
0
CTSH buys
0
No recent congressional trades found for IBM or CTSH in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMCTSH
Forward yield2.83%2.06%
Annual dividend / share$6.72$1.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3%42.7%
Portfolio after 10y$27.7K$69.0K
Annual income after 10y$463.53$18,542.84
Total dividends collected$3.7K$44.3K
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology
Analyst consensusHoldHold
Analyst price target$349.50$91.00

Year-by-year: IBM vs CTSH ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrCTSH PortfolioCTSH Income/yrGap
1$11,132$291.74$10,994$294.47+$138.00IBM
2$12,375$308.58$12,196$431.77+$179.00IBM
3$13,741$325.97$13,688$638.75+$53.00IBM
4← crossover$15,239$343.91$15,603$956.11$364.00CTSH
5$16,882$362.40$18,148$1,453.43$1.3KCTSH
6$18,681$381.46$21,673$2,254.62$3.0KCTSH
7$20,651$401.10$26,781$3,590.89$6.1KCTSH
8$22,807$421.31$34,574$5,917.65$11.8KCTSH
9$25,165$442.12$47,182$10,188.34$22.0KCTSH
10$27,743$463.53$69,028$18,542.84$41.3KCTSH

IBM vs CTSH: Complete Analysis 2026

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

Full IBM Calculator →

CTSHTechnology

Cognizant Technology Solutions Corporation, a professional services company, provides consulting and technology, and outsourcing services in North America, Europe, and internationally. It operates through four segments: Financial Services; Healthcare; Products and Resources; and Communications, Media and Technology. The company offers customer experience enhancement, robotic process automation, analytics, and AI services in areas, such as digital lending, fraud detection, and next generation payments; the shift towards consumerism, outcome-based contracting, digital health, delivering integrated seamless, omni-channel, and patient-centered experience; and services that drive operational improvements in areas, such as clinical development, pharmacovigilance, and manufacturing, as well as claims processing, enrollment, membership, and billing to healthcare providers and payers, and life sciences companies, including pharmaceutical, biotech, and medical device companies. It also provides solution to manufacturers, retailers and travel and hospitality companies, as well as companies providing logistics, energy and utility services; and digital content, the creation of personalized user experience, and acceleration of digital engineering services to information, media and entertainment, and communications and technology companies. The company was founded in 1994 and is headquartered in Teaneck, New Jersey.

Full CTSH Calculator →
📬

Get this IBM vs CTSH comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IBM vs MSFTIBM vs CSCOIBM vs HPQIBM vs ORCLIBM vs ACNIBM vs SCHDIBM vs JEPIIBM vs O

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.