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IBM vs DG: Dividend Comparison 2026

IBM yields 2.83% · DG yields 2.00%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DG wins by $393.7K in total portfolio value· pulled ahead in Year 3
10 years
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →
DG
DG
● Live price
2.00%
Share price
$117.83
Annual div
$2.36
5Y div CAGR
64.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$421.5K
Annual income
$251,965.62
Full DG calculator →

Portfolio growth — IBM vs DG

📍 DG pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMDG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IBM + DG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBM pays
DG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
DG
Annual income on $10K today (after 15% tax)
$170.25/yr
After 10yr DRIP, annual income (after tax)
$214,170.78/yr
At 15% tax rate, DG beats the other by $213,776.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBM + DG for your $10,000?

IBM: 50%DG: 50%
100% DG50/50100% IBM
Portfolio after 10yr
$224.6K
Annual income
$126,214.57/yr
Blended yield
56.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DG right now

IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
DG
Analyst Ratings
1
Strong
26
Buy
20
Hold
3
Sell
Consensus: Buy
Price Target
$145.00
+23.1% upside vs current
Range: $111.00 — $170.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBM buys
0
DG buys
0
No recent congressional trades found for IBM or DG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMDG
Forward yield2.83%2.00%
Annual dividend / share$6.72$2.36
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3%64.6%
Portfolio after 10y$27.7K$421.5K
Annual income after 10y$463.53$251,965.62
Total dividends collected$3.7K$384.1K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Staples
Analyst consensusHoldBuy
Analyst price target$349.50$145.00

Year-by-year: IBM vs DG ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrDG PortfolioDG Income/yrGap
1$11,132$291.74$11,030$329.67+$102.00IBM
2$12,375$308.58$12,361$559.36+$14.00IBM
3← crossover$13,741$325.97$14,191$964.35$450.00DG
4$15,239$343.91$16,887$1,703.06$1.6KDG
5$16,882$362.40$21,187$3,117.65$4.3KDG
6$18,681$381.46$28,687$6,017.05$10.0KDG
7$20,651$401.10$43,228$12,532.80$22.6KDG
8$22,807$421.31$75,306$29,051.78$52.5KDG
9$25,165$442.12$158,431$77,854.19$133.3KDG
10$27,743$463.53$421,487$251,965.62$393.7KDG

IBM vs DG: Complete Analysis 2026

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

Full IBM Calculator →

DGConsumer Staples

Dollar General Corporation, a discount retailer, provides various merchandise products in the southern, southwestern, Midwestern, and eastern United States. It offers consumable products, including paper and cleaning products, such as paper towels, bath tissues, paper dinnerware, trash and storage bags, disinfectants, and laundry products; packaged food comprising cereals, pasta, canned soups, fruits and vegetables, condiments, spices, sugar, and flour; and perishables that include milk, eggs, bread, refrigerated and frozen food, beer, and wine. The company's consumable products also comprise snacks, such as candies, cookies, crackers, salty snacks, and carbonated beverages; health and beauty products, including over-the-counter medicines and personal care products, such as soaps, body washes, shampoos, cosmetics, and dental hygiene and foot care products; pet supplies and pet food; and tobacco products. In addition, it offers seasonal products comprising holiday items, toys, batteries, small electronics, greeting cards, stationery, prepaid phones and accessories, gardening supplies, hardware, and automotive and home office supplies; and home products that include kitchen supplies, cookware, small appliances, light bulbs, storage containers, frames, candles, craft supplies and kitchen, and bed and bath soft goods. Further, the company provides apparel, which comprise casual everyday apparel for infants, toddlers, girls, boys, women, and men, as well as socks, underwear, disposable diapers, shoes, and accessories. As of February 25, 2022, it operated 18,190 stores in 47 states in the United States. The company was formerly known as J.L. Turner & Son, Inc. and changed its name to Dollar General Corporation in 1968. Dollar General Corporation was founded in 1939 and is based in Goodlettsville, Tennessee.

Full DG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.