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IBM vs NOW: Dividend Comparison 2026

IBM yields 2.83% · NOW yields 1.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $5.3K in total portfolio value
10 years
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →
NOW
NOW
● Live price
1.91%
Share price
$104.97
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.5K
Annual income
$215.52
Full NOW calculator →

Portfolio growth — IBM vs NOW

📍 IBM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMNOW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBM + NOW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBM pays
NOW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
NOW
Annual income on $10K today (after 15% tax)
$161.95/yr
After 10yr DRIP, annual income (after tax)
$183.19/yr
At 15% tax rate, IBM beats the other by $210.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBM + NOW for your $10,000?

IBM: 50%NOW: 50%
100% NOW50/50100% IBM
Portfolio after 10yr
$25.1K
Annual income
$339.52/yr
Blended yield
1.35%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NOW right now

IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
NOW
Analyst Ratings
58
Buy
8
Hold
1
Sell
Consensus: Buy
Price Target
$196.29
+87.0% upside vs current
Range: $115.00 — $263.00
Altman Z
6.1
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBM buys
10
NOW buys
0
PoliticianChamberTickerTypeAmountDate
David Taylor🏢 House$IBM▼ Sell$1,001 - $15,0002026-02-26
David Taylor🏢 House$IBM▼ Sell$15,001 - $50,0002026-02-26
Jonathan Jackson🏢 House$IBM▼ Sell$50,001 - $100,0002026-02-17
Jonathan Jackson🏢 House$IBM▼ Sell$1,001 - $15,0002026-02-17
Gilbert Cisneros🏢 House$IBM▼ Sell$1,001 - $15,0002026-02-10
Julia Letlow🏢 House$IBM▲ Buy$1,001 - $15,0002026-02-02
David Taylor🏢 House$IBM▲ Buy$1,001 - $15,0002026-01-08
David Taylor🏢 House$IBM▲ Buy$15,001 - $50,0002026-01-08
Gilbert Cisneros🏢 House$IBM▲ Buy$1,001 - $15,0002025-12-19
Julie Johnson🏢 House$IBM▼ Sell$1,001 - $15,0002025-12-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMNOW
Forward yield2.83%1.91%
Annual dividend / share$6.72$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3%0%
Portfolio after 10y$27.7K$22.5K
Annual income after 10y$463.53$215.52
Total dividends collected$3.7K$2.0K
Payment frequencyquarterlyquarterly
SectorTechnologyStock
Analyst consensusHoldBuy
Analyst price target$349.50$196.29

Year-by-year: IBM vs NOW ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrNOW PortfolioNOW Income/yrGap
1← crossover$11,132$291.74$10,891$190.53+$241.00IBM
2$12,375$308.58$11,847$193.92+$528.00IBM
3$13,741$325.97$12,873$197.15+$868.00IBM
4$15,239$343.91$13,975$200.22+$1.3KIBM
5$16,882$362.40$15,156$203.13+$1.7KIBM
6$18,681$381.46$16,423$205.89+$2.3KIBM
7$20,651$401.10$17,781$208.50+$2.9KIBM
8$22,807$421.31$19,236$210.97+$3.6KIBM
9$25,165$442.12$20,796$213.31+$4.4KIBM
10$27,743$463.53$22,468$215.52+$5.3KIBM

IBM vs NOW: Complete Analysis 2026

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

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NOWStock

ServiceNow, Inc. provides enterprise cloud computing solutions that defines, structures, consolidates, manages, and automates services for enterprises worldwide. It operates the Now platform for workflow automation, artificial intelligence, machine learning, robotic process automation, performance analytics, electronic service catalogs and portals, configuration management systems, data benchmarking, encryption, and collaboration and development tools. The company also provides information technology (IT) service management applications; IT service management product suite for enterprise's employees, customers, and partners; IT business management product suite; IT operations management product that connects a customer's physical and cloud-based IT infrastructure; IT Asset Management to automate IT asset lifecycles; and security operations that connects with internal and third party. In addition, it offers governance, risk, and compliance product to manage risk and resilience; human resources, legal, and workplace service delivery products; safe workplace applications; customer service management product; and field service management applications. Further, it provides App Engine product; IntegrationHub enables application to extend workflows; and professional, industry solutions, and customer support services. It serves government, financial services, healthcare, telecommunications, manufacturing, IT services, technology, oil and gas, education, and consumer products through direct sales team and resale partners. It has a strategic partnership with Celonis to help customers identify and prioritize processes that are suitable for automation. The company was formerly known as Service-now.com and changed its name to ServiceNow, Inc. in May 2012. The company was founded in 2004 and is headquartered in Santa Clara, California.

Full NOW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.