HomeCompareIBM vs PTC

IBM vs PTC: Dividend Comparison 2026

IBM yields 2.83% · PTC yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PTC wins by $304.00 in total portfolio value· pulled ahead in Year 5
10 years
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →
PTC
PTC
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PTC calculator →

Portfolio growth — IBM vs PTC

📍 PTC pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMPTC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBM + PTC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBM pays
PTC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
PTC
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, PTC beats the other by $370.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBM + PTC for your $10,000?

IBM: 50%PTC: 50%
100% PTC50/50100% IBM
Portfolio after 10yr
$27.9K
Annual income
$681.36/yr
Blended yield
2.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on IBM right now

IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
PTC
Analyst Ratings
20
Buy
10
Hold
3
Sell
Consensus: Buy
Price Target
$204.83
+309.7% upside vs current
Range: $180.00 — $255.00
Altman Z
5.4
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBM buys
0
PTC buys
0
No recent congressional trades found for IBM or PTC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMPTC
Forward yield2.83%4.00%
Annual dividend / share$6.72$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR3%5%
Portfolio after 10y$27.7K$28.0K
Annual income after 10y$463.53$899.19
Total dividends collected$3.7K$6.4K
Payment frequencyquarterlyquarterly
SectorTechnologyStock
Analyst consensusHoldBuy
Analyst price target$349.50$204.83

Year-by-year: IBM vs PTC ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrPTC PortfolioPTC Income/yrGap
1$11,132$291.74$11,120$420.00+$12.00IBM
2$12,375$308.58$12,357$458.31+$18.00IBM
3$13,741$325.97$13,721$499.76+$20.00IBM
4$15,239$343.91$15,227$544.58+$12.00IBM
5← crossover$16,882$362.40$16,885$593.02$3.00PTC
6$18,681$381.46$18,713$645.34$32.00PTC
7$20,651$401.10$20,724$701.81$73.00PTC
8$22,807$421.31$22,938$762.73$131.00PTC
9$25,165$442.12$25,372$828.41$207.00PTC
10$27,743$463.53$28,047$899.19$304.00PTC

IBM vs PTC: Complete Analysis 2026

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

Full IBM Calculator →

PTCStock

PTC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PTC shares.

Full PTC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.