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IBM vs SEIC: Dividend Comparison 2026

IBM yields 2.83% · SEIC yields 1.31%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SEIC wins by $18.6K in total portfolio value· pulled ahead in Year 6
10 years
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →
SEIC
SEIC
● Live price
1.31%
Share price
$77.21
Annual div
$1.01
5Y div CAGR
43.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.3K
Annual income
$9,146.99
Full SEIC calculator →

Portfolio growth — IBM vs SEIC

📍 SEIC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMSEIC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBM + SEIC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBM pays
SEIC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
SEIC
Annual income on $10K today (after 15% tax)
$111.19/yr
After 10yr DRIP, annual income (after tax)
$7,774.94/yr
At 15% tax rate, SEIC beats the other by $7,380.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBM + SEIC for your $10,000?

IBM: 50%SEIC: 50%
100% SEIC50/50100% IBM
Portfolio after 10yr
$37.0K
Annual income
$4,805.26/yr
Blended yield
12.98%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IBM right now

IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
SEIC
Analyst Ratings
11
Buy
3
Hold
Consensus: Buy
Price Target
$112.67
+45.9% upside vs current
Range: $106.00 — $117.00
Altman Z
12.4
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBM buys
0
SEIC buys
0
No recent congressional trades found for IBM or SEIC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMSEIC
Forward yield2.83%1.31%
Annual dividend / share$6.72$1.01
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3%43.5%
Portfolio after 10y$27.7K$46.3K
Annual income after 10y$463.53$9,146.99
Total dividends collected$3.7K$23.6K
Payment frequencyquarterlyquarterly
SectorTechnologyStock
Analyst consensusHoldBuy
Analyst price target$349.50$112.67

Year-by-year: IBM vs SEIC ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrSEIC PortfolioSEIC Income/yrGap
1$11,132$291.74$10,888$187.72+$244.00IBM
2$12,375$308.58$11,924$274.10+$451.00IBM
3$13,741$325.97$13,161$402.58+$580.00IBM
4$15,239$343.91$14,678$595.94+$561.00IBM
5$16,882$362.40$16,597$891.36+$285.00IBM
6← crossover$18,681$381.46$19,111$1,351.69$430.00SEIC
7$20,651$401.10$22,536$2,087.31$1.9KSEIC
8$22,807$421.31$27,414$3,301.04$4.6KSEIC
9$25,165$442.12$34,719$5,385.47$9.6KSEIC
10$27,743$463.53$46,296$9,146.99$18.6KSEIC

IBM vs SEIC: Complete Analysis 2026

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

Full IBM Calculator →

SEICStock

SEI Investments Company is a publicly owned asset management holding company. Through its subsidiaries, the firm provides wealth management, retirement and investment solutions, asset management, asset administration, investment processing outsourcing solutions, financial services, and investment advisory services to its clients. It provides its services to private banks, independent financial advisers, institutional investors, investment managers, investment advisors, wealth management organizations, corporations, retirement scheme sponsors, not-for-profit organizations, hedge fund managers, registered investment advisers, independent broker-dealers, financial planners, life insurance agents, defined-benefit schemes, defined-contribution schemes, endowments, foundations, and board-designated fund, through its subsidiaries. Through its subsidiaries, the firm manages separate client-focused portfolios. It also launches and manages equity, fixed income, and balanced mutual funds, through its subsidiaries. Through its subsidiaries, the firm invests in public equity and fixed income markets. It employs fundamental and quantitative analysis with a focus on top-down and bottom-up analysis to make its investments, through its subsidiaries. SEI Investments Company was founded in 1968 and is based in Oaks, Pennsylvania.

Full SEIC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.