HomeCompareIMPHO vs EPRT

IMPHO vs EPRT: Dividend Comparison 2026

IMPHO yields 2930.33% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IMPHO wins by $363469242866.20M in total portfolio value
10 years
IMPHO
IMPHO
● Live price
2930.33%
Share price
$0.30
Annual div
$8.79
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$363469242866.26M
Annual income
$340,604,262,629,742,700.00
Full IMPHO calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — IMPHO vs EPRT

📍 IMPHO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMPHOEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IMPHO + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMPHO pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMPHO
Annual income on $10K today (after 15% tax)
$249,078.33/yr
After 10yr DRIP, annual income (after tax)
$289,513,623,235,281,300.00/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, IMPHO beats the other by $289,513,623,235,270,340.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMPHO + EPRT for your $10,000?

IMPHO: 50%EPRT: 50%
100% EPRT50/50100% IMPHO
Portfolio after 10yr
$181734621433.16M
Annual income
$170,302,131,314,877,800.00/yr
Blended yield
93.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

IMPHO
Analyst Ratings
1
Hold
Consensus: Hold
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMPHO buys
0
EPRT buys
0
No recent congressional trades found for IMPHO or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMPHOEPRT
Forward yield2930.33%3.92%
Annual dividend / share$8.79$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$363469242866.26M$63.4K
Annual income after 10y$340,604,262,629,742,700.00$12,840.73
Total dividends collected$361886383741.88M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: IMPHO vs EPRT ($10,000, DRIP)

YearIMPHO PortfolioIMPHO Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$303,733$293,033.33$11,205$505.18+$292.5KIMPHO
2$8,643,125$8,318,130.01$12,672$682.46+$8.63MIMPHO
3$230,466,034$221,217,891.04$14,490$930.48+$230.45MIMPHO
4$5,759,403,537$5,512,804,880.62$16,786$1,282.69+$5759.39MIMPHO
5$134,916,174,378$128,753,612,593.01$19,753$1,791.56+$134916.15MIMPHO
6$2,963,146,625,351$2,818,786,318,766.91$23,677$2,541.64+$2963146.60MIMPHO
7$61,029,111,011,484$57,858,544,122,357.47$29,008$3,672.99+$61029110.98MIMPHO
8$1,178,999,624,697,250$1,113,698,475,914,962.50$36,463$5,425.08+$1178999624.66MIMPHO
9$21,369,140,407,958,980$20,107,610,809,532,924.00$47,238$8,221.57+$21369140407.91MIMPHO
10$363,469,242,866,258,900$340,604,262,629,742,700.00$63,385$12,840.73+$363469242866.20MIMPHO

IMPHO vs EPRT: Complete Analysis 2026

IMPHOStock

Impac Mortgage Holdings, Inc. operates as a residential mortgage lender in the United States. It operates through three segments: Mortgage Lending, Real Estate Services, and Long-Term Mortgage Portfolio. The Mortgage Lending segment provides mortgage lending products through three lending channels, such as retail, wholesale, and correspondent and opportunistically retain mortgage servicing rights. The Real Estate Services segment provides loss mitigation and real estate services primarily on its long-term mortgage portfolio, including default surveillance, loan modification, short sale, and real estate owned surveillance and disposition services, as well as monitoring, reconciling, and reporting services for residential and multifamily mortgage portfolios. This segment provides services to investors, servicers, and individual borrowers primarily focusing on loss mitigation and performance. The Long-Term Mortgage Portfolio segment consists of residual interests in the securitization trusts reflected as trust assets and liabilities in its consolidated balance sheets. Impac Mortgage Holdings, Inc. was incorporated in 1995 and is based in Irvine, California.

Full IMPHO Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
📬

Get this IMPHO vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IMPHO vs SCHDIMPHO vs JEPIIMPHO vs OIMPHO vs KOIMPHO vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.