HomeCompareIOUFF vs EPRT

IOUFF vs EPRT: Dividend Comparison 2026

IOUFF yields 1243.01% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IOUFF wins by $128705710.66M in total portfolio value
10 years
IOUFF
IOUFF
● Live price
1243.01%
Share price
$0.16
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$128705710.72M
Annual income
$111,120,135,187,325.02
Full IOUFF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — IOUFF vs EPRT

📍 IOUFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIOUFFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IOUFF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IOUFF pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOUFF
Annual income on $10K today (after 15% tax)
$105,655.69/yr
After 10yr DRIP, annual income (after tax)
$94,452,114,909,226.27/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, IOUFF beats the other by $94,452,114,898,311.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IOUFF + EPRT for your $10,000?

IOUFF: 50%EPRT: 50%
100% EPRT50/50100% IOUFF
Portfolio after 10yr
$64352855.39M
Annual income
$55,560,067,600,082.87/yr
Blended yield
86.34%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

IOUFF
No analyst data
Altman Z
1.7
Piotroski
2/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOUFF buys
0
EPRT buys
0
No recent congressional trades found for IOUFF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIOUFFEPRT
Forward yield1243.01%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$128705710.72M$63.4K
Annual income after 10y$111,120,135,187,325.02$12,840.73
Total dividends collected$127399125.50M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: IOUFF vs EPRT ($10,000, DRIP)

YearIOUFF PortfolioIOUFF Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$135,001$124,300.81$11,205$505.18+$123.8KIOUFF
2$1,712,741$1,568,290.61$12,672$682.46+$1.70MIOUFF
3$20,427,720$18,595,086.80$14,490$930.48+$20.41MIOUFF
4$229,130,558$207,272,897.61$16,786$1,282.69+$229.11MIOUFF
5$2,417,980,210$2,172,810,513.19$19,753$1,791.56+$2417.96MIOUFF
6$24,016,529,967$21,429,291,141.44$23,677$2,541.64+$24016.51MIOUFF
7$224,619,103,924$198,921,416,859.28$29,008$3,672.99+$224619.07MIOUFF
8$1,979,080,651,152$1,738,738,209,953.57$36,463$5,425.08+$1979080.61MIOUFF
9$16,435,117,323,940$14,317,501,027,207.66$47,238$8,221.57+$16435117.28MIOUFF
10$128,705,710,723,941$111,120,135,187,325.02$63,385$12,840.73+$128705710.66MIOUFF

IOUFF vs EPRT: Complete Analysis 2026

IOUFFStock

IOU Financial Inc., through its subsidiary, IOU Central Inc., operates an Internet-based commercial lending business in the United States. The company originates and sells commercial loans receivable; and services loans that are sold to institutional purchasers on a non-recourse basis. It serves medical and dental practices, grocery and retail stores, restaurant and hotel franchisees, and e-commerce companies. IOU Financial Inc. was founded in 1977 and is headquartered in Montreal, Canada.

Full IOUFF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
📬

Get this IOUFF vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IOUFF vs SCHDIOUFF vs JEPIIOUFF vs OIOUFF vs KOIOUFF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.