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IRDEY vs BTI: Dividend Comparison 2026

IRDEY yields 4.98% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IRDEY wins by $40.7K in total portfolio value
10 years
IRDEY
IRDEY
● Live price
4.98%
Share price
$30.00
Annual div
$1.49
5Y div CAGR
27.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$17,943.65
Full IRDEY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — IRDEY vs BTI

📍 IRDEY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRDEYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRDEY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRDEY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRDEY
Annual income on $10K today (after 15% tax)
$422.88/yr
After 10yr DRIP, annual income (after tax)
$15,252.10/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, IRDEY beats the other by $12,870.16/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IRDEY + BTI for your $10,000?

IRDEY: 50%BTI: 50%
100% BTI50/50100% IRDEY
Portfolio after 10yr
$58.2K
Annual income
$10,372.96/yr
Blended yield
17.84%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

IRDEY
No analyst data
Altman Z
1.0
Piotroski
8/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRDEY buys
0
BTI buys
0
No recent congressional trades found for IRDEY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRDEYBTI
Forward yield4.98%5.40%
Annual dividend / share$1.49$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.9%11.3%
Portfolio after 10y$78.5K$37.8K
Annual income after 10y$17,943.65$2,802.29
Total dividends collected$51.3K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IRDEY vs BTI ($10,000, DRIP)

YearIRDEY PortfolioIRDEY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,336$636.31$11,301$601.08+$35.00IRDEY
2$12,992$862.23$12,799$706.58+$193.00IRDEY
3$15,083$1,181.19$14,527$832.38+$556.00IRDEY
4$17,778$1,639.10$16,527$982.75+$1.3KIRDEY
5$21,331$2,309.34$18,846$1,162.95+$2.5KIRDEY
6$26,137$3,312.22$21,545$1,379.49+$4.6KIRDEY
7$32,817$4,851.09$24,694$1,640.41+$8.1KIRDEY
8$42,395$7,280.80$28,378$1,955.69+$14.0KIRDEY
9$56,606$11,242.95$32,702$2,337.79+$23.9KIRDEY
10$78,512$17,943.65$37,794$2,802.29+$40.7KIRDEY

IRDEY vs BTI: Complete Analysis 2026

IRDEYStock

Iren SpA, together with its subsidiaries, operates as a multi-utility company in Italy. It operates through Networks, Waste Management, Energy, Market, and Other Services segments. The company produces and distributes electricity primarily from hydroelectric, thermoelectric, cogeneration, and other renewables, as well as distributes natural gas. It distributes electrical energy through 7,849 kilometers of medium and low voltage networks to approximately 725,000 connected users; and natural gas through its network of approximately 8,115 kilometers of high, medium, and low-pressure pipes to approximately 741,000 customers. The company also operates integrated water cycle, which includes 20,088 kilometers of pipeline networks that serve 2.8 million residents; 11,291 kilometers of sewerage networks; and operates treatment plants. In addition, it is involved in the provision of services related to street lighting systems, traffic light systems, heating systems, and electrical and special systems; collection and disposal of waste; snow clearing services; and analysis laboratories, telecommunications, and other services. It operates 23 hydroelectric plants, 7 thermoelectric cogeneration systems, and 1 thermoelectric plant, as well as 95 photovoltaic production plants with an installed capacity of 18 MW. Iren SpA is based in Reggio Emilia, Italy.

Full IRDEY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.