HomeCompareIRT vs CSCO

IRT vs CSCO: Dividend Comparison 2026

IRT yields 4.59% · CSCO yields 2.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $16.5K in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
CSCO
Cisco Systems Inc.
● Live price
2.85%
Share price
$56.20
Annual div
$1.60
5Y div CAGR
3.8%
Payout ratio
48%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.7K
Annual income
$543.86
Full CSCO calculator →

Portfolio growth — IRT vs CSCO

📍 IRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTCSCO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + CSCO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
CSCO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
CSCO
Annual income on $10K today (after 15% tax)
$241.99/yr
After 10yr DRIP, annual income (after tax)
$462.28/yr
At 15% tax rate, IRT beats the other by $1,165.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + CSCO for your $10,000?

IRT: 50%CSCO: 50%
100% CSCO50/50100% IRT
Portfolio after 10yr
$25.0K
Annual income
$1,229.17/yr
Blended yield
4.92%
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Analyst Conviction Gap

Where Wall Street is most bullish on CSCO right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
CSCO
Analyst Ratings
37
Buy
34
Hold
1
Sell
Consensus: Buy
Price Target
$96.50
+71.7% upside vs current
Range: $91.00 — $100.00
Altman Z
3.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
CSCO buys
0
No recent congressional trades found for IRT or CSCO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTCSCO
Forward yield4.59%2.85%
Annual dividend / share$0.68$1.60
Payout ratio50%48%
1-year div growth0%2.5%
5-year div CAGR10.1%3.8%
Portfolio after 10y$33.3K$16.7K
Annual income after 10y$1,914.49$543.86
Total dividends collected$10.7K$4.1K
Payment frequencyquarterlyquarterly
SectorREITTechnology
Analyst consensusBuyBuy
Analyst price target$20.08$96.50

Year-by-year: IRT vs CSCO ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrCSCO PortfolioCSCO Income/yrGap
1← crossover$11,206$505.52$10,506$295.52+$700.00IRT
2$12,573$582.88$11,042$315.62+$1.5KIRT
3$14,126$672.95$11,611$337.26+$2.5KIRT
4$15,893$777.98$12,215$360.55+$3.7KIRT
5$17,906$900.64$12,857$385.63+$5.0KIRT
6$20,203$1,044.12$13,540$412.66+$6.7KIRT
7$22,830$1,212.23$14,266$441.81+$8.6KIRT
8$25,837$1,409.50$15,039$473.25+$10.8KIRT
9$29,287$1,641.41$15,862$507.19+$13.4KIRT
10$33,252$1,914.49$16,739$543.86+$16.5KIRT

IRT vs CSCO: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

CSCOTechnology

Cisco has grown its dividend 12+ consecutive years since initiating payments in 2011. The network equipment leader is transitioning to software and subscription models via its security and observability platforms. Cisco returns 50%+ of free cash flow to shareholders via dividends and buybacks annually.

Full CSCO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.