HomeCompareIRT vs PPL

IRT vs PPL: Dividend Comparison 2026

IRT yields 4.59% · PPL yields 2.90%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $12.7K in total portfolio value
10 years
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →
PPL
PPL
● Live price
2.90%
Share price
$38.02
Annual div
$1.10
5Y div CAGR
-35.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$3.89
Full PPL calculator →

Portfolio growth — IRT vs PPL

📍 IRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRTPPL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRT + PPL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRT pays
PPL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
PPL
Annual income on $10K today (after 15% tax)
$246.48/yr
After 10yr DRIP, annual income (after tax)
$3.31/yr
At 15% tax rate, IRT beats the other by $1,624.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRT + PPL for your $10,000?

IRT: 50%PPL: 50%
100% PPL50/50100% IRT
Portfolio after 10yr
$26.9K
Annual income
$959.19/yr
Blended yield
3.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PPL right now

IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
PPL
Analyst Ratings
1
Strong
20
Buy
8
Hold
Consensus: Buy
Price Target
$41.00
+7.8% upside vs current
Range: $37.00 — $44.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRT buys
0
PPL buys
0
No recent congressional trades found for IRT or PPL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRTPPL
Forward yield4.59%2.90%
Annual dividend / share$0.68$1.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.1%-35.3%
Portfolio after 10y$33.3K$20.6K
Annual income after 10y$1,914.49$3.89
Total dividends collected$10.7K$534.00
Payment frequencyquarterlyquarterly
SectorREITUtilities
Analyst consensusBuyBuy
Analyst price target$20.08$41.00

Year-by-year: IRT vs PPL ($10,000, DRIP)

YearIRT PortfolioIRT Income/yrPPL PortfolioPPL Income/yrGap
1← crossover$11,206$505.52$10,888$187.62+$318.00IRT
2$12,573$582.88$11,773$123.52+$800.00IRT
3$14,126$672.95$12,678$80.76+$1.4KIRT
4$15,893$777.98$13,618$52.59+$2.3KIRT
5$17,906$900.64$14,606$34.16+$3.3KIRT
6$20,203$1,044.12$15,650$22.15+$4.6KIRT
7$22,830$1,212.23$16,760$14.35+$6.1KIRT
8$25,837$1,409.50$17,943$9.29+$7.9KIRT
9$29,287$1,641.41$19,205$6.02+$10.1KIRT
10$33,252$1,914.49$20,553$3.89+$12.7KIRT

IRT vs PPL: Complete Analysis 2026

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

PPLUtilities

PPL Corporation, a utility holding company, delivers electricity and natural gas in the United States and the United Kingdom. The company operates through two segments: Kentucky Regulated and Pennsylvania Regulated. It serves approximately 429,000 electric and 333,000 natural gas customers in Louisville and adjacent areas in Kentucky; 538,000 electric customers in central, southeastern, and western Kentucky; and 28,000 electric customers in five counties in southwestern Virginia. The company also provides electric services to approximately 1.4 million customers in Pennsylvania; and generates electricity from coal, gas, hydro, and solar sources in Kentucky; and sells wholesale electricity to two municipalities in Kentucky. PPL Corporation was founded in 1920 and is headquartered in Allentown, Pennsylvania.

Full PPL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.