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JBTC vs CL: Dividend Comparison 2026

JBTC yields 3.24% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JBTC wins by $46.2K in total portfolio value
10 years
JBTC
JBTC
● Live price
3.24%
Share price
$35.18
Annual div
$1.14
5Y div CAGR
37.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$87.1K
Annual income
$24,909.15
Full JBTC calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — JBTC vs CL

📍 JBTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJBTCCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JBTC + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JBTC pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JBTC
Annual income on $10K today (after 15% tax)
$275.44/yr
After 10yr DRIP, annual income (after tax)
$21,172.78/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, JBTC beats the other by $16,581.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JBTC + CL for your $10,000?

JBTC: 50%CL: 50%
100% CL50/50100% JBTC
Portfolio after 10yr
$63.9K
Annual income
$15,155.55/yr
Blended yield
23.71%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

JBTC
No analyst data
Altman Z
0.3
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JBTC buys
0
CL buys
0
No recent congressional trades found for JBTC or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJBTCCL
Forward yield3.24%2.43%
Annual dividend / share$1.14$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.6%28.6%
Portfolio after 10y$87.1K$40.8K
Annual income after 10y$24,909.15$5,401.96
Total dividends collected$60.3K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: JBTC vs CL ($10,000, DRIP)

YearJBTC PortfolioJBTC Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,146$445.89$11,012$312.01+$134.00JBTC
2$12,565$639.11$12,196$412.95+$369.00JBTC
3$14,371$926.55$13,599$549.66+$772.00JBTC
4$16,740$1,362.79$15,288$736.64+$1.5KJBTC
5$19,953$2,041.38$17,353$995.28+$2.6KJBTC
6$24,479$3,129.07$19,926$1,357.80+$4.6KJBTC
7$31,129$4,936.63$23,194$1,873.82+$7.9KJBTC
8$41,381$8,073.07$27,439$2,621.52+$13.9KJBTC
9$58,079$13,800.97$33,088$3,727.38+$25.0KJBTC
10$87,054$24,909.15$40,806$5,401.96+$46.2KJBTC

JBTC vs CL: Complete Analysis 2026

JBTCStock

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company that provides banking services in Pennsylvania. It offers personal and business checking and savings accounts. The company also provides business loans; home mortgages; and personal, auto, and home equity loans. In addition, it offers gift, reloadable, debit, and credit cards; certificates of deposit and individual retirement accounts; digital wallet, business solutions, overdraft coverage, autobook services; and online and mobile banking services. Further, the company provides young adult banking services; and -e-statements, night deposit and drop, coin and currency ordering, and debit card anti-fraud program services. JBT Bancorp Inc. was founded in 1873 and is based in Jonestown, Pennsylvania.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.