Is JBTC or JEPQ a better dividend investment in 2026?

JBTC currently yields 3.24% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between JBTC and JEPQ?

JBTC has a forward dividend yield of 3.24% ($1.14/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 7.86 percentage points.

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JBTC vs JEPQ: Dividend Comparison 2026

JBTC yields 3.24% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JBTC wins by $42.3K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

JBTC

● Live price

3.24%

Share price

$35.18

Annual div

$1.14

5Y div CAGR

37.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$87.1K

Annual income

$24,909.15

Full JBTC calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — JBTC vs JEPQ

📍 JBTC pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JBTC	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JBTC + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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JBTC pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JBTC

Annual income on $10K today (after 15% tax)

$275.44/yr

After 10yr DRIP, annual income (after tax)

$21,172.78/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JBTC beats the other by $19,343.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JBTC + JEPQ for your $10,000?

JBTC: 50%JEPQ: 50%

100% JEPQ50/50100% JBTC

Portfolio after 10yr

$65.9K

Annual income

$13,530.86/yr

Blended yield

20.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JBTC buys

JEPQ buys

No recent congressional trades found for JBTC or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJBTCJEPQ

Forward yield	3.24%	11.10% ✓
Annual dividend / share	$1.14	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	37.6% ✓	0%
Portfolio after 10y	$87.1K ✓	$44.8K
Annual income after 10y	$24,909.15 ✓	$2,152.59
Total dividends collected	$60.3K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JBTC vs JEPQ ($10,000, DRIP)

Year	JBTC Portfolio	JBTC Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,146	$445.89	$11,930	$1,110.39	$784.00 → JEPQ
2	$12,565	$639.11	$14,133	$1,224.34	$1.6K → JEPQ
3	$14,371	$926.55	$16,632	$1,340.46	$2.3K → JEPQ
4	$16,740	$1,362.79	$19,454	$1,457.97	$2.7K → JEPQ
5	$19,953	$2,041.38	$22,626	$1,576.08	$2.7K → JEPQ
6	$24,479	$3,129.07	$26,175	$1,694.09	$1.7K → JEPQ
7← crossover	$31,129	$4,936.63	$30,133	$1,811.32	+$996.00 → JBTC
8	$41,381	$8,073.07	$34,531	$1,927.17	+$6.8K → JBTC
9	$58,079	$13,800.97	$39,403	$2,041.08	+$18.7K → JBTC
10	$87,054	$24,909.15	$44,787	$2,152.59	+$42.3K → JBTC

JBTC vs JEPQ: Complete Analysis 2026

JBTC — Stock

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company that provides banking services in Pennsylvania. It offers personal and business checking and savings accounts. The company also provides business loans; home mortgages; and personal, auto, and home equity loans. In addition, it offers gift, reloadable, debit, and credit cards; certificates of deposit and individual retirement accounts; digital wallet, business solutions, overdraft coverage, autobook services; and online and mobile banking services. Further, the company provides young adult banking services; and -e-statements, night deposit and drop, coin and currency ordering, and debit card anti-fraud program services. JBT Bancorp Inc. was founded in 1873 and is based in Jonestown, Pennsylvania.

Full JBTC Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.