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JBTC vs PM: Dividend Comparison 2026

JBTC yields 3.24% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JBTC wins by $37.5K in total portfolio value· pulled ahead in Year 7
10 years
JBTC
JBTC
● Live price
3.24%
Share price
$35.18
Annual div
$1.14
5Y div CAGR
37.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$87.1K
Annual income
$24,909.15
Full JBTC calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — JBTC vs PM

📍 JBTC pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJBTCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JBTC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JBTC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JBTC
Annual income on $10K today (after 15% tax)
$275.44/yr
After 10yr DRIP, annual income (after tax)
$21,172.78/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, JBTC beats the other by $19,054.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JBTC + PM for your $10,000?

JBTC: 50%PM: 50%
100% PM50/50100% JBTC
Portfolio after 10yr
$68.3K
Annual income
$13,700.58/yr
Blended yield
20.05%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

JBTC
No analyst data
Altman Z
0.3
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JBTC buys
0
PM buys
0
No recent congressional trades found for JBTC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJBTCPM
Forward yield3.24%3.48%
Annual dividend / share$1.14$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.6%17.2%
Portfolio after 10y$87.1K$49.6K
Annual income after 10y$24,909.15$2,492.02
Total dividends collected$60.3K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: JBTC vs PM ($10,000, DRIP)

YearJBTC PortfolioJBTC Income/yrPM PortfolioPM Income/yrGap
1$11,146$445.89$11,648$408.29$502.00PM
2$12,565$639.11$13,589$495.90$1.0KPM
3$14,371$926.55$15,877$603.21$1.5KPM
4$16,740$1,362.79$18,580$734.88$1.8KPM
5$19,953$2,041.38$21,781$896.75$1.8KPM
6$24,479$3,129.07$25,578$1,096.12$1.1KPM
7← crossover$31,129$4,936.63$30,092$1,342.17+$1.0KJBTC
8$41,381$8,073.07$35,470$1,646.46+$5.9KJBTC
9$58,079$13,800.97$41,892$2,023.58+$16.2KJBTC
10$87,054$24,909.15$49,578$2,492.02+$37.5KJBTC

JBTC vs PM: Complete Analysis 2026

JBTCStock

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company that provides banking services in Pennsylvania. It offers personal and business checking and savings accounts. The company also provides business loans; home mortgages; and personal, auto, and home equity loans. In addition, it offers gift, reloadable, debit, and credit cards; certificates of deposit and individual retirement accounts; digital wallet, business solutions, overdraft coverage, autobook services; and online and mobile banking services. Further, the company provides young adult banking services; and -e-statements, night deposit and drop, coin and currency ordering, and debit card anti-fraud program services. JBT Bancorp Inc. was founded in 1873 and is based in Jonestown, Pennsylvania.

Full JBTC Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.