HomeCompareJEPI vs T

JEPI vs T: Dividend Comparison 2026

JEPI yields 7.21% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $19.1K in total portfolio value
10 years
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — JEPI vs T

Annual dividend income

MetricJEPIT
Forward yield7.21%6.24%
Annual dividend / share$3.98$1.11
Payout ratio72%58%
1-year div growth-3.2%0%
5-year div CAGR2.1%-8.2%
Portfolio after 10y$28.2K$9.1K
Annual income after 10y$1,567.15$432.01
Total dividends collected$11.1K$5.0K
Payment frequencymonthlyquarterly
SectorETFTelecom

Year-by-year: JEPI vs T ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrT PortfolioT Income/yrGap
1$11,156$736.16$9,962$572.46+$1.2KJEPI
2$12,429$804.72$9,912$557.56+$2.5KJEPI
3$13,830$878.49$9,850$542.34+$4.0KJEPI
4$15,369$957.78$9,776$526.88+$5.6KJEPI
5$17,057$1,042.88$9,691$511.23+$7.4KJEPI
6$18,907$1,134.13$9,595$495.45+$9.3KJEPI
7$20,933$1,231.83$9,489$479.58+$11.4KJEPI
8$23,149$1,336.34$9,374$463.69+$13.8KJEPI
9$25,569$1,447.99$9,250$447.82+$16.3KJEPI
10$28,210$1,567.15$9,118$432.01+$19.1KJEPI

JEPI vs T: Complete Analysis 2026

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is JEPI or T better for dividend income in 2026?
JEPI currently offers a 7.21% yield (3.98/share/year) while T offers 6.24% (1.11/share/year). JEPI provides higher current income. However, JEPI has grown its dividend faster (2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in JEPI vs T earn per year?
With $10,000 invested today: JEPI pays approximately $721/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $1,567/year (JEPI) and $432/year (T).
Does JEPI or T pay monthly dividends?
JEPI pays monthly dividends. T pays quarterly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this JEPI vs T comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

JEPI vs JEPQJEPI vs XYLDJEPI vs DIVOJEPI vs SCHDJEPI vs QYLDJEPI vs VZJEPI vs LUMNJEPI vs TMUST vs VZT vs LUMNT vs TT vs TMUS

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.