Is LDRI or QYLD a better dividend investment in 2026?

LDRI currently yields 4.18% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between LDRI and QYLD?

LDRI has a forward dividend yield of 4.18% ($1.07/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.74 percentage points.

Home › Compare › LDRI vs QYLD

LDRI vs QYLD: Dividend Comparison 2026

LDRI yields 4.18% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LDRI wins by $875.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

LDRI

● Live price

4.18%

Share price

$25.51

Annual div

$1.07

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$546.93

Full LDRI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — LDRI vs QYLD

📍 LDRI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LDRI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LDRI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LDRI pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LDRI

Annual income on $10K today (after 15% tax)

$355.48/yr

After 10yr DRIP, annual income (after tax)

$464.89/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,345.52/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LDRI + QYLD for your $10,000?

LDRI: 50%QYLD: 50%

100% QYLD50/50100% LDRI

Portfolio after 10yr

$25.8K

Annual income

$3,103.12/yr

Blended yield

12.01%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LDRI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLDRIQYLD

Forward yield	4.18%	11.92% ✓
Annual dividend / share	$1.07	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K ✓	$25.4K
Annual income after 10y	$546.93	$5,659.31 ✓
Total dividends collected	$4.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LDRI vs QYLD ($10,000, DRIP)

Year	LDRI Portfolio	LDRI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,118	$418.22	$10,352	$1,192.36	+$766.00 → LDRI
2	$12,331	$434.56	$10,830	$1,347.57	+$1.5K → LDRI
3	$13,645	$450.44	$11,460	$1,539.07	+$2.2K → LDRI
4	$15,066	$465.81	$12,275	$1,777.84	+$2.8K → LDRI
5	$16,601	$480.68	$13,323	$2,078.95	+$3.3K → LDRI
6	$18,258	$495.01	$14,667	$2,463.34	+$3.6K → LDRI
7	$20,045	$508.80	$16,396	$2,960.57	+$3.6K → LDRI
8	$21,970	$522.06	$18,631	$3,612.97	+$3.3K → LDRI
9	$24,043	$534.76	$21,548	$4,482.15	+$2.5K → LDRI
10	$26,273	$546.93	$25,398	$5,659.31	+$875.00 → LDRI

LDRI vs QYLD: Complete Analysis 2026

LDRI — Stock

The iShares iBonds 1-5 Year TIPS Ladder ETF seeks to track the investment results of an index composed of a portfolio of underlying iShares iBonds TIPS ETFs with maturities less than six years.

Full LDRI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.