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LDRI vs XYLD: Dividend Comparison 2026

LDRI yields 4.18% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LDRI wins by $993.00 in total portfolio value
10 years
LDRI
LDRI
● Live price
4.18%
Share price
$25.51
Annual div
$1.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$546.93
Full LDRI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — LDRI vs XYLD

📍 LDRI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLDRIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LDRI + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LDRI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LDRI
Annual income on $10K today (after 15% tax)
$355.48/yr
After 10yr DRIP, annual income (after tax)
$464.89/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,271.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LDRI + XYLD for your $10,000?

LDRI: 50%XYLD: 50%
100% XYLD50/50100% LDRI
Portfolio after 10yr
$25.8K
Annual income
$1,882.97/yr
Blended yield
7.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LDRI buys
0
XYLD buys
0
No recent congressional trades found for LDRI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLDRIXYLD
Forward yield4.18%10.98% ✓
Annual dividend / share$1.07$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.3K ✓$25.3K
Annual income after 10y$546.93$3,219.02 ✓
Total dividends collected$4.9K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LDRI vs XYLD ($10,000, DRIP)

YearLDRI PortfolioLDRI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,118$418.22$10,818$1,098.39+$300.00 → LDRI
2$12,331$434.56$11,738$1,222.51+$593.00 → LDRI
3$13,645$450.44$12,774$1,364.64+$871.00 → LDRI
4$15,066$465.81$13,944$1,527.86+$1.1K → LDRI
5$16,601$480.68$15,270$1,715.87+$1.3K → LDRI
6$18,258$495.01$16,775$1,933.09+$1.5K → LDRI
7$20,045$508.80$18,490$2,184.87+$1.6K → LDRI
8$21,970$522.06$20,450$2,477.63+$1.5K → LDRI
9$24,043$534.76$22,697$2,819.19+$1.3K → LDRI
10$26,273$546.93$25,280$3,219.02+$993.00 → LDRI

LDRI vs XYLD: Complete Analysis 2026

LDRI — Stock

The iShares iBonds 1-5 Year TIPS Ladder ETF seeks to track the investment results of an index composed of a portfolio of underlying iShares iBonds TIPS ETFs with maturities less than six years.

Full LDRI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.