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LOCK vs HDV: Dividend Comparison 2026

LOCK yields 8.34% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOCK wins by $10.4K in total portfolio value
10 years
LOCK
LOCK
● Live price
8.34%
Share price
$23.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.7K
Annual income
$1,412.07
Full LOCK calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — LOCK vs HDV

📍 LOCK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOCKHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LOCK + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LOCK pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOCK
Annual income on $10K today (after 15% tax)
$708.63/yr
After 10yr DRIP, annual income (after tax)
$1,200.26/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, LOCK beats the other by $900.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOCK + HDV for your $10,000?

LOCK: 50%HDV: 50%
100% HDV50/50100% LOCK
Portfolio after 10yr
$29.5K
Annual income
$882.40/yr
Blended yield
2.99%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOCK buys
0
HDV buys
0
PoliticianChamberTickerTypeAmountDate
Thom Tillis🏛 Senate$LOCK▼ Sell$1,001 - $15,0002015-02-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOCKHDV
Forward yield8.34% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.7K ✓$24.3K
Annual income after 10y$1,412.07 ✓$352.73
Total dividends collected$11.3K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LOCK vs HDV ($10,000, DRIP)

YearLOCK PortfolioLOCK Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,534$833.68$11,002$292.38+$532.00 → LOCK
2$13,240$898.64$12,084$300.36+$1.2K → LOCK
3$15,131$964.07$13,250$308.02+$1.9K → LOCK
4$17,219$1,029.68$14,506$315.35+$2.7K → LOCK
5$19,520$1,095.17$15,858$322.35+$3.7K → LOCK
6$22,047$1,160.27$17,313$329.04+$4.7K → LOCK
7$24,814$1,224.72$18,878$335.42+$5.9K → LOCK
8$27,840$1,288.31$20,560$341.49+$7.3K → LOCK
9$31,139$1,350.82$22,367$347.25+$8.8K → LOCK
10$34,731$1,412.07$24,307$352.73+$10.4K → LOCK

LOCK vs HDV: Complete Analysis 2026

LOCK — Stock

LOCK is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LOCK shares.

Full LOCK Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.