Is LOCK or NNN a better dividend investment in 2026?

LOCK currently yields 8.34% with a 5% 5-year dividend growth rate. NNN yields 5.68% with 2.8% growth. The better choice depends on your goal: LOCK offers higher current income.

What is the dividend yield difference between LOCK and NNN?

LOCK has a forward dividend yield of 8.34% ($2.00/share annually). NNN yields 5.68% ($2.38/share annually). The yield gap is 2.66 percentage points.

Home › Compare › LOCK vs NNN

LOCK vs NNN: Dividend Comparison 2026

LOCK yields 8.34% · NNN yields 5.68%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LOCK wins by $9.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LOCK

● Live price

8.34%

Share price

$23.99

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.7K

Annual income

$1,412.07

Full LOCK calculator →

NNN

NNN REIT Inc.

● Live price

5.68%

Share price

$41.89

Annual div

$2.38

5Y div CAGR

8.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$2,637.42

Full NNN calculator →

Portfolio growth — LOCK vs NNN

📍 LOCK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LOCK	NNN
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LOCK + NNN cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LOCK pays

NNN pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOCK

Annual income on $10K today (after 15% tax)

$708.63/yr

After 10yr DRIP, annual income (after tax)

$1,200.26/yr

NNN

Annual income on $10K today (after 15% tax)

$482.93/yr

After 10yr DRIP, annual income (after tax)

$2,241.81/yr

At 15% tax rate, NNN beats the other by $1,041.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LOCK + NNN for your $10,000?

LOCK: 50%NNN: 50%

100% NNN50/50100% LOCK

Portfolio after 10yr

$30.1K

Annual income

$2,024.75/yr

Blended yield

6.72%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

LOCK

No analyst data

NNN

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$44.93

+7.3% upside vs current

Range: $43.00 — $48.50

Altman Z

1.1

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOCK buys

NNN buys

Politician	Chamber	Ticker	Type	Amount	Date
Thom Tillis	🏛 Senate	$LOCK	▼ Sell	$1,001 - $15,000	2015-02-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLOCKNNN

Forward yield	8.34% ✓	5.68%
Annual dividend / share	$2.00	$2.38 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	8.6% ✓
Portfolio after 10y	$34.7K ✓	$25.6K
Annual income after 10y	$1,412.07	$2,637.42 ✓
Total dividends collected	$11.3K	$13.7K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: LOCK vs NNN ($10,000, DRIP)

Year	LOCK Portfolio	LOCK Income/yr	NNN Portfolio	NNN Income/yr	Gap
1← crossover	$11,534	$833.68	$10,737	$617.02	+$797.00 → LOCK
2	$13,240	$898.64	$11,577	$710.93	+$1.7K → LOCK
3	$15,131	$964.07	$12,538	$822.59	+$2.6K → LOCK
4	$17,219	$1,029.68	$13,645	$956.06	+$3.6K → LOCK
5	$19,520	$1,095.17	$14,925	$1,116.51	+$4.6K → LOCK
6	$22,047	$1,160.27	$16,415	$1,310.57	+$5.6K → LOCK
7	$24,814	$1,224.72	$18,158	$1,546.77	+$6.7K → LOCK
8	$27,840	$1,288.31	$20,213	$1,836.20	+$7.6K → LOCK
9	$31,139	$1,350.82	$22,649	$2,193.37	+$8.5K → LOCK
10	$34,731	$1,412.07	$25,558	$2,637.42	+$9.2K → LOCK

LOCK vs NNN: Complete Analysis 2026

LOCK — Stock

LOCK is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LOCK shares.

Full LOCK Calculator →

NNN — REIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.