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MAIN vs VYM: Dividend Comparison 2026

MAIN yields 8.41% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $25.9K in total portfolio value
10 years
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — MAIN vs VYM

Annual dividend income

MetricMAINVYM
Forward yield8.41%2.91%
Annual dividend / share$4.44$3.44
Payout ratio82%45%
1-year div growth3.7%6.2%
5-year div CAGR5.1%7.8%
Portfolio after 10y$57.2K$31.3K
Annual income after 10y$2,355.47$785.17
Total dividends collected$15.5K$5.2K
Payment frequencymonthlyquarterly
SectorBDCETF

Year-by-year: MAIN vs VYM ($10,000, DRIP)

YearMAIN PortfolioMAIN Income/yrVYM PortfolioVYM Income/yrGap
1$12,124$883.80$11,223$313.20+$901.00MAIN
2$14,629$1,001.91$12,592$347.33+$2.0KMAIN
3$17,573$1,130.42$14,123$385.04+$3.5KMAIN
4$21,022$1,269.75$15,835$426.70+$5.2KMAIN
5$25,049$1,420.29$17,748$472.73+$7.3KMAIN
6$29,738$1,582.45$19,887$523.54+$9.9KMAIN
7$35,182$1,756.64$22,276$579.64+$12.9KMAIN
8$41,488$1,943.25$24,945$641.54+$16.5KMAIN
9$48,775$2,142.72$27,925$709.84+$20.9KMAIN
10$57,179$2,355.47$31,251$785.17+$25.9KMAIN

MAIN vs VYM: Complete Analysis 2026

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

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VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is MAIN or VYM better for dividend income in 2026?
MAIN currently offers a 8.41% yield (4.44/share/year) while VYM offers 2.91% (3.44/share/year). MAIN provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MAIN vs VYM earn per year?
With $10,000 invested today: MAIN pays approximately $841/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $2,355/year (MAIN) and $785/year (VYM).
Does MAIN or VYM pay monthly dividends?
MAIN pays monthly dividends. VYM pays quarterly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.