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MAIN vs SCHD: Dividend Comparison 2026

MAIN yields 8.41% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $20.4K in total portfolio value
10 years
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — MAIN vs SCHD

Annual dividend income

MetricMAINSCHD
Forward yield8.41%3.77%
Annual dividend / share$4.44$1.05
Payout ratio82%38%
1-year div growth3.7%5.18%
5-year div CAGR5.1%13.05%
Portfolio after 10y$57.2K$36.7K
Annual income after 10y$2,355.47$1,925.82
Total dividends collected$15.5K$10.1K
Payment frequencymonthlyquarterly
SectorBDCETF

Year-by-year: MAIN vs SCHD ($10,000, DRIP)

YearMAIN PortfolioMAIN Income/yrSCHD PortfolioSCHD Income/yrGap
1$12,124$883.80$11,306$426.37+$818.00MAIN
2$14,629$1,001.91$12,802$500.91+$1.8KMAIN
3$17,573$1,130.42$14,518$589.33+$3.1KMAIN
4$21,022$1,269.75$16,490$694.43+$4.5KMAIN
5$25,049$1,420.29$18,761$819.56+$6.3KMAIN
6$29,738$1,582.45$21,381$968.84+$8.4KMAIN
7$35,182$1,756.64$24,409$1,147.26+$10.8KMAIN
8$41,488$1,943.25$27,918$1,360.94+$13.6KMAIN
9$48,775$2,142.72$31,993$1,617.39+$16.8KMAIN
10$57,179$2,355.47$36,734$1,925.82+$20.4KMAIN

MAIN vs SCHD: Complete Analysis 2026

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

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SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is MAIN or SCHD better for dividend income in 2026?
MAIN currently offers a 8.41% yield (4.44/share/year) while SCHD offers 3.77% (1.05/share/year). MAIN provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MAIN vs SCHD earn per year?
With $10,000 invested today: MAIN pays approximately $841/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $2,355/year (MAIN) and $1,926/year (SCHD).
Does MAIN or SCHD pay monthly dividends?
MAIN pays monthly dividends. SCHD pays quarterly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.