HomeCompareMCVT vs BTI

MCVT vs BTI: Dividend Comparison 2026

MCVT yields 32.73% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCVT wins by $2874404171.16M in total portfolio value
10 years
MCVT
MCVT
● Live price
32.73%
Share price
$6.11
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2874404171.20M
Annual income
$2,857,633,303,479,946.00
Full MCVT calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — MCVT vs BTI

📍 MCVT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCVTBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MCVT + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCVT pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCVT
Annual income on $10K today (after 15% tax)
$2,782.32/yr
After 10yr DRIP, annual income (after tax)
$2,428,988,307,957,954.00/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, MCVT beats the other by $2,428,988,307,955,572.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCVT + BTI for your $10,000?

MCVT: 50%BTI: 50%
100% BTI50/50100% MCVT
Portfolio after 10yr
$1437202085.62M
Annual income
$1,428,816,651,741,374.20/yr
Blended yield
99.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MCVT
No analyst data
Altman Z
-2002644.1
Piotroski
1/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCVT buys
0
BTI buys
0
No recent congressional trades found for MCVT or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCVTBTI
Forward yield32.73%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$2874404171.20M$37.8K
Annual income after 10y$2,857,633,303,479,946.00$2,802.29
Total dividends collected$2873295668.87M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MCVT vs BTI ($10,000, DRIP)

YearMCVT PortfolioMCVT Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$17,247$6,546.64$11,301$601.08+$5.9KMCVT
2$39,558$21,104.24$12,799$706.58+$26.8KMCVT
3$132,806$90,478.86$14,527$832.38+$118.3KMCVT
4$709,876$567,773.85$16,527$982.75+$693.3KMCVT
5$6,432,223$5,672,654.93$18,846$1,162.95+$6.41MMCVT
6$102,957,599$96,075,120.78$21,545$1,379.49+$102.94MMCVT
7$2,984,612,887$2,874,448,255.75$24,694$1,640.41+$2984.59MMCVT
8$158,944,346,797$155,750,811,008.22$28,378$1,955.69+$158944.32MMCVT
9$15,673,708,146,964$15,503,637,695,891.72$32,702$2,337.79+$15673708.11MMCVT
10$2,874,404,171,197,198$2,857,633,303,479,946.00$37,794$2,802.29+$2874404171.16MMCVT

MCVT vs BTI: Complete Analysis 2026

MCVTStock

Mill City Ventures III, Ltd. is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. It primarily focuses on investing in, lending to, and making managerial assistance available to privately held and publicly traded companies. The firm also advises its portfolio companies with regard to finance and operations. It was formerly known as Poker Magic, Inc. Mill City Ventures III, Ltd. was founded in January, 2006 and is based in Wayzata, Minnesota.

Full MCVT Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this MCVT vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MCVT vs SCHDMCVT vs JEPIMCVT vs OMCVT vs KOMCVT vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.