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MFGI vs MCD: Dividend Comparison 2026

MFGI yields 2.26% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MFGI wins by $149.1K in total portfolio value
10 years
MFGI
MFGI
● Live price
2.26%
Share price
$35.00
Annual div
$0.79
5Y div CAGR
56.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227.6K
Annual income
$113,362.76
Full MFGI calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — MFGI vs MCD

📍 MFGI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFGIMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MFGI + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFGI pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFGI
Annual income on $10K today (after 15% tax)
$191.86/yr
After 10yr DRIP, annual income (after tax)
$96,358.35/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MFGI beats the other by $74,064.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFGI + MCD for your $10,000?

MFGI: 50%MCD: 50%
100% MCD50/50100% MFGI
Portfolio after 10yr
$153.1K
Annual income
$69,795.23/yr
Blended yield
45.59%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

MFGI
No analyst data
Altman Z
-0.6
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFGI buys
0
MCD buys
0
No recent congressional trades found for MFGI or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFGIMCD
Forward yield2.26%2.35%
Annual dividend / share$0.79$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR56.2%42.3%
Portfolio after 10y$227.6K$78.5K
Annual income after 10y$113,362.76$26,227.70
Total dividends collected$195.5K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: MFGI vs MCD ($10,000, DRIP)

YearMFGI PortfolioMFGI Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,053$352.57$10,815$334.85+$238.00MFGI
2$12,395$568.85$11,826$491.71+$569.00MFGI
3$14,194$931.29$13,123$730.06+$1.1KMFGI
4$16,744$1,556.82$14,853$1,100.07+$1.9KMFGI
5$20,598$2,681.02$17,257$1,690.61+$3.3KMFGI
6$26,854$4,814.40$20,752$2,667.01+$6.1KMFGI
7$37,896$9,162.83$26,103$4,354.83+$11.8KMFGI
8$59,426$18,876.39$34,794$7,437.78+$24.6KMFGI
9$106,796$43,210.69$49,926$13,461.60+$56.9KMFGI
10$227,634$113,362.76$78,550$26,227.70+$149.1KMFGI

MFGI vs MCD: Complete Analysis 2026

MFGIStock

Merchants Financial Group, Inc. operates as the bank holding company for Merchants Bank, National Association that provides various banking products and services to individuals and families, and companies in the United States. It offers checking, savings, certificates of deposit, and individual retirement accounts; and debit, gift, travel, and credit cards. The company also provides personal loans for cars and autos, boats, trailers, motorcycles, tractors, or RVs; furniture or appliances; debt consolidation services; mortgage, construction, home equity, term, commercial and residential real estate, equipment finance, floor plan, fleet/truck, small business, farming/start-up, and other loans, as well as finance for farming operations, including working capital and input costs, equipment, capital improvements, and others. In addition, it offers investment and trust, treasury management, and mobile and online banking services. It operates branches in Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hampton, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield, Minnesota; and Onalaska and Eau Claire, Wisconsin. The company was founded in 1875 and is headquartered in Winona, Minnesota.

Full MFGI Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.