Is MFOIX or QYLD a better dividend investment in 2026?

MFOIX currently yields 13.85% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: MFOIX offers higher current income.

What is the dividend yield difference between MFOIX and QYLD?

MFOIX has a forward dividend yield of 13.85% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.93 percentage points.

Home › Compare › MFOIX vs QYLD

MFOIX vs QYLD: Dividend Comparison 2026

MFOIX yields 13.85% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFOIX wins by $24.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFOIX

● Live price

13.85%

Share price

$14.44

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.7K

Annual income

$3,269.25

Full MFOIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MFOIX vs QYLD

📍 MFOIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFOIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MFOIX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MFOIX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOIX

Annual income on $10K today (after 15% tax)

$1,177.29/yr

After 10yr DRIP, annual income (after tax)

$2,778.86/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,031.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOIX + QYLD for your $10,000?

MFOIX: 50%QYLD: 50%

100% QYLD50/50100% MFOIX

Portfolio after 10yr

$37.5K

Annual income

$4,464.28/yr

Blended yield

11.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOIX buys

QYLD buys

No recent congressional trades found for MFOIX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFOIXQYLD

Forward yield	13.85% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.7K ✓	$25.4K
Annual income after 10y	$3,269.25	$5,659.31 ✓
Total dividends collected	$22.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MFOIX vs QYLD ($10,000, DRIP)

Year	MFOIX Portfolio	MFOIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,085	$1,385.04	$10,352	$1,192.36	+$1.7K → MFOIX
2	$14,495	$1,564.33	$10,830	$1,347.57	+$3.7K → MFOIX
3	$17,264	$1,753.57	$11,460	$1,539.07	+$5.8K → MFOIX
4	$20,424	$1,951.83	$12,275	$1,777.84	+$8.1K → MFOIX
5	$24,012	$2,158.07	$13,323	$2,078.95	+$10.7K → MFOIX
6	$28,064	$2,371.18	$14,667	$2,463.34	+$13.4K → MFOIX
7	$32,618	$2,590.02	$16,396	$2,960.57	+$16.2K → MFOIX
8	$37,715	$2,813.42	$18,631	$3,612.97	+$19.1K → MFOIX
9	$43,395	$3,040.21	$21,548	$4,482.15	+$21.8K → MFOIX
10	$49,702	$3,269.25	$25,398	$5,659.31	+$24.3K → MFOIX

MFOIX vs QYLD: Complete Analysis 2026

MFOIX — Stock

The investment seeks capital appreciation. The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities. It invests in approximately 25-30 companies that are considered by the investment adviser to be positioned for long-term earnings growth. The fund may invest in the stocks of companies of any size, although it focuses on large-cap companies. It invests primarily in equity securities of U.S. issuers, but may invest up to 25% of its assets in the equity securities of foreign issuers, including those in emerging market countries. The fund is non-diversified.

Full MFOIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this MFOIX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MFOIX vs SCHD MFOIX vs JEPI MFOIX vs O MFOIX vs KO MFOIX vs MAIN MFOIX vs XYLD MFOIX vs JEPQ MFOIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.