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MFOIX vs XYLD: Dividend Comparison 2026

MFOIX yields 13.85% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MFOIX wins by $24.4K in total portfolio value
10 years
MFOIX
MFOIX
● Live price
13.85%
Share price
$14.44
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$3,269.25
Full MFOIX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — MFOIX vs XYLD

📍 MFOIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFOIXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MFOIX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFOIX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOIX
Annual income on $10K today (after 15% tax)
$1,177.29/yr
After 10yr DRIP, annual income (after tax)
$2,778.86/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, MFOIX beats the other by $42.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOIX + XYLD for your $10,000?

MFOIX: 50%XYLD: 50%
100% XYLD50/50100% MFOIX
Portfolio after 10yr
$37.5K
Annual income
$3,244.13/yr
Blended yield
8.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOIX buys
0
XYLD buys
0
No recent congressional trades found for MFOIX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFOIXXYLD
Forward yield13.85%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$49.7K$25.3K
Annual income after 10y$3,269.25$3,219.02
Total dividends collected$22.9K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MFOIX vs XYLD ($10,000, DRIP)

YearMFOIX PortfolioMFOIX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,085$1,385.04$10,818$1,098.39+$1.3KMFOIX
2$14,495$1,564.33$11,738$1,222.51+$2.8KMFOIX
3$17,264$1,753.57$12,774$1,364.64+$4.5KMFOIX
4$20,424$1,951.83$13,944$1,527.86+$6.5KMFOIX
5$24,012$2,158.07$15,270$1,715.87+$8.7KMFOIX
6$28,064$2,371.18$16,775$1,933.09+$11.3KMFOIX
7$32,618$2,590.02$18,490$2,184.87+$14.1KMFOIX
8$37,715$2,813.42$20,450$2,477.63+$17.3KMFOIX
9$43,395$3,040.21$22,697$2,819.19+$20.7KMFOIX
10$49,702$3,269.25$25,280$3,219.02+$24.4KMFOIX

MFOIX vs XYLD: Complete Analysis 2026

MFOIXStock

The investment seeks capital appreciation. The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities. It invests in approximately 25-30 companies that are considered by the investment adviser to be positioned for long-term earnings growth. The fund may invest in the stocks of companies of any size, although it focuses on large-cap companies. It invests primarily in equity securities of U.S. issuers, but may invest up to 25% of its assets in the equity securities of foreign issuers, including those in emerging market countries. The fund is non-diversified.

Full MFOIX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.