Is MO or ALLY a better dividend investment in 2026?

MO currently yields 9.11% with a 4.3% 5-year dividend growth rate. ALLY yields 4.00% with 5% growth. The better choice depends on your goal: MO offers higher current income.

What is the dividend yield difference between MO and ALLY?

MO has a forward dividend yield of 9.11% ($4.08/share annually). ALLY yields 4.00% ($2.00/share annually). The yield gap is 5.11 percentage points.

Home › Compare › MO vs ALLY

MO vs ALLY: Dividend Comparison 2026

MO yields 9.11% · ALLY yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ALLY wins by $371.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

Altria Group Inc.

● Live price

9.11%

Share price

$44.80

Annual div

$4.08

5Y div CAGR

4.3%

Payout ratio

78%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$4,052.72

Full MO calculator →

ALLY

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full ALLY calculator →

Portfolio growth — MO vs ALLY

📍 ALLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MO	ALLY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MO + ALLY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MO pays

ALLY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$774.11/yr

After 10yr DRIP, annual income (after tax)

$3,444.81/yr

ALLY

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, MO beats the other by $2,680.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MO + ALLY for your $10,000?

MO: 50%ALLY: 50%

100% ALLY50/50100% MO

Portfolio after 10yr

$27.9K

Annual income

$2,475.96/yr

Blended yield

8.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MO buys

ALLY buys

No recent congressional trades found for MO or ALLY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMOALLY

Forward yield	9.11% ✓	4.00%
Annual dividend / share	$4.08 ✓	$2.00
Payout ratio	78%	50% ✓
1-year div growth	4.1%	5% ✓
5-year div CAGR	4.3%	5% ✓
Portfolio after 10y	$27.7K	$28.0K ✓
Annual income after 10y	$4,052.72 ✓	$899.19
Total dividends collected	$20.9K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Consumer Staples	Financials

Year-by-year: MO vs ALLY ($10,000, DRIP)

Year	MO Portfolio	MO Income/yr	ALLY Portfolio	ALLY Income/yr	Gap
1← crossover	$10,740	$949.88	$11,120	$420.00	$380.00 → ALLY
2	$11,601	$1,086.84	$12,357	$458.31	$756.00 → ALLY
3	$12,608	$1,250.75	$13,721	$499.76	$1.1K → ALLY
4	$13,792	$1,448.20	$15,227	$544.58	$1.4K → ALLY
5	$15,190	$1,687.69	$16,885	$593.02	$1.7K → ALLY
6	$16,851	$1,980.28	$18,713	$645.34	$1.9K → ALLY
7	$18,838	$2,340.48	$20,724	$701.81	$1.9K → ALLY
8	$21,230	$2,787.44	$22,938	$762.73	$1.7K → ALLY
9	$24,130	$3,346.72	$25,372	$828.41	$1.2K → ALLY
10	$27,676	$4,052.72	$28,047	$899.19	$371.00 → ALLY

MO vs ALLY: Complete Analysis 2026

MO — Consumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

ALLY — Financials

ALLY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ALLY shares.

Full ALLY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.