HomeCompareMO vs UL

MO vs UL: Dividend Comparison 2026

MO yields 6.27% · UL yields 3.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $35.9K in total portfolio value· pulled ahead in Year 7
10 years
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →
UL
UL
● Live price
3.86%
Share price
$59.98
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.8K
Annual income
$4,702.90
Full UL calculator →

Portfolio growth — MO vs UL

📍 MO pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMOUL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MO + UL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MO pays
UL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
UL
Annual income on $10K today (after 15% tax)
$328.29/yr
After 10yr DRIP, annual income (after tax)
$3,997.46/yr
At 15% tax rate, MO beats the other by $20,625.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MO + UL for your $10,000?

MO: 50%UL: 50%
100% UL50/50100% MO
Portfolio after 10yr
$59.8K
Annual income
$16,835.72/yr
Blended yield
28.17%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+9.3% upside vs current
Range: $60.10 — $71.00
Altman Z
4.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MO buys
0
UL buys
0
No recent congressional trades found for MO or UL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMOUL
Forward yield6.27%3.86%
Annual dividend / share$4.20$2.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22.6%20.5%
Portfolio after 10y$77.7K$41.8K
Annual income after 10y$28,968.54$4,702.90
Total dividends collected$72.0K$18.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusBuyHold
Analyst price target$61.25$65.55

Year-by-year: MO vs UL ($10,000, DRIP)

YearMO PortfolioMO Income/yrUL PortfolioUL Income/yrGap
1$10,558$768.31$11,165$465.40$607.00UL
2$11,352$1,015.87$12,532$585.20$1.2KUL
3$12,482$1,367.86$14,149$739.71$1.7KUL
4$14,103$1,883.39$16,080$940.52$2.0KUL
5$16,472$2,664.91$18,409$1,203.74$1.9KUL
6$20,024$3,897.79$21,250$1,551.98$1.2KUL
7← crossover$25,537$5,933.74$24,755$2,017.49+$782.00MO
8$34,478$9,476.77$29,135$2,646.78+$5.3KMO
9$49,776$16,022.63$34,682$3,508.06+$15.1KMO
10$77,699$28,968.54$41,813$4,702.90+$35.9KMO

MO vs UL: Complete Analysis 2026

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

ULStock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

Full UL Calculator →
📬

Get this MO vs UL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MO vs PMMO vs BTIMO vs PGMO vs KOMO vs TMO vs SCHDMO vs JEPIMO vs O

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.