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NPACY vs ARCC: Dividend Comparison 2026

NPACY yields 5.15% · ARCC yields 10.65%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NPACY wins by $1107.94M in total portfolio value
10 years
NPACY
NPACY
● Live price
5.15%
Share price
$0.97
Annual div
$0.05
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1107.96M
Annual income
$1,044,937,652.91
Full NPACY calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — NPACY vs ARCC

📍 NPACY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNPACYARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NPACY + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NPACY pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NPACY
Annual income on $10K today (after 15% tax)
$438.14/yr
After 10yr DRIP, annual income (after tax)
$888,197,004.97/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, NPACY beats the other by $888,197,004.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NPACY + ARCC for your $10,000?

NPACY: 50%ARCC: 50%
100% ARCC50/50100% NPACY
Portfolio after 10yr
$553.99M
Annual income
$522,468,827.02/yr
Blended yield
94.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

NPACY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
1.4
Piotroski
7/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NPACY buys
0
ARCC buys
0
No recent congressional trades found for NPACY or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNPACYARCC
Forward yield5.15%10.65%
Annual dividend / share$0.05$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%-50%
Portfolio after 10y$1107.96M$24.5K
Annual income after 10y$1,044,937,652.91$1.14
Total dividends collected$1103.37M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: NPACY vs ARCC ($10,000, DRIP)

YearNPACY PortfolioNPACY Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$11,682$982.47$11,373$532.74+$309.00NPACY
2$14,545$2,044.54$12,608$279.46+$1.9KNPACY
3$20,097$4,534.26$13,809$142.90+$6.3KNPACY
4$32,664$11,160.24$15,042$72.20+$17.6KNPACY
5$67,262$32,310.98$16,341$36.27+$50.9KNPACY
6$190,488$118,518.08$17,732$18.18+$172.8KNPACY
7$801,716$597,893.37$19,231$9.10+$782.5KNPACY
8$5,340,285$4,482,448.94$20,851$4.55+$5.32MNPACY
9$58,900,251$53,186,146.30$22,605$2.28+$58.88MNPACY
10$1,107,960,921$1,044,937,652.91$24,504$1.14+$1107.94MNPACY

NPACY vs ARCC: Complete Analysis 2026

NPACYStock

Quadient S.A. provides business solutions for customers through digital and physical channels in France and internationally. The company offers customer experience management, business process automation, mail-related solutions, and parcel locker solutions. It provides Quadient Inspire, a software solution that helps businesses design, manage, and send personalized, omnichannel communications in large volumes. The company also offers Quadient Impress, a multichannel outbound document management platform; YayPay, account receivable process automation solutions; and Beanworks, accounts payable solution automating error-prone manual processes. In addition, it provides lines of software and hardware for preparing and sending mails in low and high volumes. Further, the company operates a pick-up, drop-off solution that offers businesses and people who need to manage their deliveries and returns. Additionally, it distributes print finishing equipment, such as guillotines, binding machines, laminating machines, and paper folding machines; provides professional and maintenance services; shipping software solutions; and automated packaging solutions. It serves financial services, healthcare, higher education, insurance, public sectors/government, retail, service providers, shipping carriers, telecommunications, and utilities industries. The company was formerly known as Neopost S.A. and changed its name to Quadient S.A. in September 2019. Quadient S.A. was founded in 1924 and is headquartered in Bagneux, France.

Full NPACY Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.