HomeCompareOCFCP vs EPRT

OCFCP vs EPRT: Dividend Comparison 2026

OCFCP yields 7.00% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $2.5K in total portfolio value· pulled ahead in Year 10
10 years
OCFCP
OCFCP
● Live price
7.00%
Share price
$25.00
Annual div
$1.75
5Y div CAGR
17.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.9K
Annual income
$9,095.84
Full OCFCP calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — OCFCP vs EPRT

📍 EPRT pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCFCPEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OCFCP + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCFCP pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCFCP
Annual income on $10K today (after 15% tax)
$595.00/yr
After 10yr DRIP, annual income (after tax)
$7,731.46/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $3,183.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCFCP + EPRT for your $10,000?

OCFCP: 50%EPRT: 50%
100% EPRT50/50100% OCFCP
Portfolio after 10yr
$62.2K
Annual income
$10,968.28/yr
Blended yield
17.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

OCFCP
Analyst Ratings
1
Strong
2
Buy
3
Hold
Consensus: Hold
Altman Z
1.2
Piotroski
7/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCFCP buys
0
EPRT buys
0
No recent congressional trades found for OCFCP or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCFCPEPRT
Forward yield7.00%3.92%
Annual dividend / share$1.75$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.3%29%
Portfolio after 10y$60.9K$63.4K
Annual income after 10y$9,095.84$12,840.73
Total dividends collected$34.4K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: OCFCP vs EPRT ($10,000, DRIP)

YearOCFCP PortfolioOCFCP Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,521$821.10$11,205$505.18+$316.00OCFCP
2$13,365$1,037.07$12,672$682.46+$693.00OCFCP
3$15,619$1,318.81$14,490$930.48+$1.1KOCFCP
4$18,402$1,689.64$16,786$1,282.69+$1.6KOCFCP
5$21,872$2,182.32$19,753$1,791.56+$2.1KOCFCP
6$26,247$2,843.58$23,677$2,541.64+$2.6KOCFCP
7$31,825$3,740.79$29,008$3,672.99+$2.8KOCFCP
8$39,025$4,972.42$36,463$5,425.08+$2.6KOCFCP
9$48,441$6,684.34$47,238$8,221.57+$1.2KOCFCP
10← crossover$60,928$9,095.84$63,385$12,840.73$2.5KEPRT

OCFCP vs EPRT: Complete Analysis 2026

OCFCPStock

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.

Full OCFCP Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.