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PAYA vs NNN: Dividend Comparison 2026

PAYA yields 20.53% · NNN yields 5.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NNN wins by $2.1K in total portfolio value· pulled ahead in Year 9
10 years
PAYA
PAYA
● Live price
20.53%
Share price
$9.74
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$2.39
Full PAYA calculator →
NNN
NNN REIT Inc.
● Live price
5.66%
Share price
$42.03
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$2,622.67
Full NNN calculator →

Portfolio growth — PAYA vs NNN

📍 NNN pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPAYANNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PAYA + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PAYA pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PAYA
Annual income on $10K today (after 15% tax)
$1,745.38/yr
After 10yr DRIP, annual income (after tax)
$2.03/yr
NNN
Annual income on $10K today (after 15% tax)
$481.32/yr
After 10yr DRIP, annual income (after tax)
$2,229.27/yr
At 15% tax rate, NNN beats the other by $2,227.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PAYA + NNN for your $10,000?

PAYA: 50%NNN: 50%
100% NNN50/50100% PAYA
Portfolio after 10yr
$24.5K
Annual income
$1,312.53/yr
Blended yield
5.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

PAYA
Analyst Ratings
4
Buy
5
Hold
Consensus: Hold
Price Target
$9.21
-5.4% upside vs current
Range: $8.00 — $10.00
Altman Z
2.3
Piotroski
7/9
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+6.9% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PAYA buys
0
NNN buys
2
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$NNN▼ Sell$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$NNN▲ Buy$1,001 - $15,0002025-06-17
Zoe Lofgren🏢 House$NNN▼ Sell$1,001 - $15,0002023-05-25
Ro Khanna🏢 House$NNN▼ Sell$1,001 - $15,0002022-01-20
Zoe Lofgren🏢 House$NNN▲ Buy$1,001 - $15,0002021-09-30
Zoe Lofgren🏢 House$NNN▼ Sell$1,001 - $15,0002020-03-23
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPAYANNN
Forward yield20.53%5.66%
Annual dividend / share$2.00$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%8.6%
Portfolio after 10y$23.4K$25.5K
Annual income after 10y$2.39$2,622.67
Total dividends collected$2.2K$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold
Analyst price target$9.21$44.93

Year-by-year: PAYA vs NNN ($10,000, DRIP)

YearPAYA PortfolioPAYA Income/yrNNN PortfolioNNN Income/yrGap
1$11,727$1,026.69$10,735$614.96+$992.00PAYA
2$13,110$562.60$11,572$708.43+$1.5KPAYA
3$14,322$293.91$12,531$819.53+$1.8KPAYA
4$15,474$150.04$13,633$952.29+$1.8KPAYA
5$16,633$75.75$14,909$1,111.84+$1.7KPAYA
6$17,836$38.05$16,392$1,304.77+$1.4KPAYA
7$19,103$19.07$18,129$1,539.52+$974.00PAYA
8$20,450$9.54$20,173$1,827.08+$277.00PAYA
9← crossover$21,886$4.77$22,597$2,181.81$711.00NNN
10$23,421$2.39$25,491$2,622.67$2.1KNNN

PAYA vs NNN: Complete Analysis 2026

PAYAStock

Paya Holdings Inc., through its subsidiaries, operates as an independent integrated payments platform. It operates through two segments, Integrated Solutions and Payment Services. The company processes payments through credit and debit card, automated clearing house, and check payments. It serves customers through distribution partners with focus on targeted verticals, such as B2B goods and services, healthcare, faith-based and non-profit, government and utilities, and education markets. The company is headquartered in Atlanta, Georgia with additional offices in Reston, Virginia; Fort Walton Beach, Florida; Dayton, Ohio; Mt. Vernon, Ohio; Dallas, Texas; and Tempe, Arizona.

Full PAYA Calculator →

NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.