Is PCR or HDV a better dividend investment in 2026?

PCR currently yields 6.04% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: PCR offers higher current income.

What is the dividend yield difference between PCR and HDV?

PCR has a forward dividend yield of 6.04% ($1.16/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 3.12 percentage points.

Home › Compare › PCR vs HDV

PCR vs HDV: Dividend Comparison 2026

PCR yields 6.04% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PCR wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PCR

● Live price

6.04%

Share price

$19.19

Annual div

$1.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.8K

Annual income

$888.26

Full PCR calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — PCR vs HDV

📍 PCR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCR	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCR + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PCR pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCR

Annual income on $10K today (after 15% tax)

$513.69/yr

After 10yr DRIP, annual income (after tax)

$755.02/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, PCR beats the other by $455.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCR + HDV for your $10,000?

PCR: 50%HDV: 50%

100% HDV50/50100% PCR

Portfolio after 10yr

$27.1K

Annual income

$620.49/yr

Blended yield

2.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCR buys

HDV buys

No recent congressional trades found for PCR or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCRHDV

Forward yield	6.04% ✓	2.92%
Annual dividend / share	$1.16	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.8K ✓	$24.3K
Annual income after 10y	$888.26 ✓	$352.73
Total dividends collected	$7.5K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PCR vs HDV ($10,000, DRIP)

Year	PCR Portfolio	PCR Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,304	$604.34	$11,002	$292.38	+$302.00 → PCR
2	$12,734	$638.47	$12,084	$300.36	+$650.00 → PCR
3	$14,298	$672.18	$13,250	$308.02	+$1.0K → PCR
4	$16,004	$705.33	$14,506	$315.35	+$1.5K → PCR
5	$17,862	$737.85	$15,858	$322.35	+$2.0K → PCR
6	$19,882	$769.65	$17,313	$329.04	+$2.6K → PCR
7	$22,074	$800.64	$18,878	$335.42	+$3.2K → PCR
8	$24,450	$830.77	$20,560	$341.49	+$3.9K → PCR
9	$27,022	$859.99	$22,367	$347.25	+$4.7K → PCR
10	$29,802	$888.26	$24,307	$352.73	+$5.5K → PCR

PCR vs HDV: Complete Analysis 2026

PCR — Stock

The Simplify VettaFi Private Credit Strategy ETF (PCR) seeks income and capital appreciation by investing in a private credit strategy plus a credit hedge derivatives strategy.The private credit strategy focuses on business development companies (BDCs) and publicly-traded closed end funds (CEFs) that primarily invest in the private credit sector.Credit hedging is primarily through a proprietary long/short hedge based on total return swaps of “quality” and “junk” equities.

Full PCR Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.