Is PDIYF or XYLD a better dividend investment in 2026?

PDIYF currently yields 422.39% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PDIYF offers higher current income.

What is the dividend yield difference between PDIYF and XYLD?

PDIYF has a forward dividend yield of 422.39% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 411.41 percentage points.

Home › Compare › PDIYF vs XYLD

PDIYF vs XYLD: Dividend Comparison 2026

PDIYF yields 422.39% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PDIYF wins by $17089.66M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PDIYF

● Live price

422.39%

Share price

$0.47

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$17089.68M

Annual income

$11,659,558,779.77

Full PDIYF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PDIYF vs XYLD

📍 PDIYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PDIYF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PDIYF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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PDIYF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PDIYF

Annual income on $10K today (after 15% tax)

$35,902.85/yr

After 10yr DRIP, annual income (after tax)

$9,910,624,962.80/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, PDIYF beats the other by $9,910,622,226.64/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PDIYF + XYLD for your $10,000?

PDIYF: 50%XYLD: 50%

100% XYLD50/50100% PDIYF

Portfolio after 10yr

$8544.85M

Annual income

$5,829,780,999.39/yr

Blended yield

68.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PDIYF buys

XYLD buys

No recent congressional trades found for PDIYF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPDIYFXYLD

Forward yield	422.39% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$17089.68M ✓	$25.3K
Annual income after 10y	$11,659,558,779.77 ✓	$3,219.02
Total dividends collected	$16597.31M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PDIYF vs XYLD ($10,000, DRIP)

Year	PDIYF Portfolio	PDIYF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$52,939	$42,238.65	$10,818	$1,098.39	+$42.1K → PDIYF
2	$265,622	$208,977.29	$11,738	$1,222.51	+$253.9K → PDIYF
3	$1,264,170	$979,954.49	$12,774	$1,364.64	+$1.25M → PDIYF
4	$5,711,432	$4,358,770.86	$13,944	$1,527.86	+$5.70M → PDIYF
5	$24,515,560	$18,404,327.00	$15,270	$1,715.87	+$24.50M → PDIYF
6	$100,061,660	$73,830,011.44	$16,775	$1,933.09	+$100.04M → PDIYF
7	$388,693,471	$281,627,494.05	$18,490	$2,184.87	+$388.67M → PDIYF
8	$1,438,325,492	$1,022,423,478.12	$20,450	$2,477.63	+$1438.31M → PDIYF
9	$5,074,883,805	$3,535,875,528.77	$22,697	$2,819.19	+$5074.86M → PDIYF
10	$17,089,684,451	$11,659,558,779.77	$25,280	$3,219.02	+$17089.66M → PDIYF

PDIYF vs XYLD: Complete Analysis 2026

PDIYF — Stock

Predictive Discovery Limited explores for, identifies, and develops gold reserves in West Africa and Australia. Its flagship property is the 100% owned Bankan Gold project, which covers an area of 356 square kilometers located in the north-east Guinea, West Africa. The company was incorporated in 2007 and is based in Subiaco, Australia.

Full PDIYF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.