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PFBI vs MCD: Dividend Comparison 2026

PFBI yields 48.56% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PFBI wins by $17321.53M in total portfolio value
10 years
PFBI
PFBI
● Live price
48.56%
Share price
$17.79
Annual div
$8.64
5Y div CAGR
45.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$17321.61M
Annual income
$15,824,377,764.45
Full PFBI calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — PFBI vs MCD

📍 PFBI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFBIMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PFBI + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PFBI pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFBI
Annual income on $10K today (after 15% tax)
$4,127.43/yr
After 10yr DRIP, annual income (after tax)
$13,450,721,099.78/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, PFBI beats the other by $13,450,699,141.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFBI + MCD for your $10,000?

PFBI: 50%MCD: 50%
100% MCD50/50100% PFBI
Portfolio after 10yr
$8660.84M
Annual income
$7,912,201,798.92/yr
Blended yield
91.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

PFBI
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFBI buys
0
MCD buys
0
No recent congressional trades found for PFBI or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFBIMCD
Forward yield48.56% ✓2.34%
Annual dividend / share$8.64 ✓$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR45.6% ✓42.3%
Portfolio after 10y$17321.61M ✓$77.7K
Annual income after 10y$15,824,377,764.45 ✓$25,833.37
Total dividends collected$17211.41M ✓$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PFBI vs MCD ($10,000, DRIP)

YearPFBI PortfolioPFBI Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$17,770$7,070.05$10,812$332.41+$7.0K → PFBI
2$36,110$17,095.76$11,819$488.02+$24.3K → PFBI
3$85,909$47,271.73$13,111$724.37+$72.8K → PFBI
4$244,959$153,036.28$14,832$1,091.05+$230.1K → PFBI
5$855,887$593,780.85$17,219$1,675.85+$838.7K → PFBI
6$3,738,902$2,823,103.09$20,688$2,641.85+$3.72M → PFBI
7$20,782,172$16,781,547.12$25,990$4,309.70+$20.76M → PFBI
8$149,164,631$126,927,706.47$34,590$7,351.77+$149.13M → PFBI
9$1,399,284,295$1,239,678,139.88$49,535$13,285.25+$1399.23M → PFBI
10$17,321,611,960$15,824,377,764.45$77,746$25,833.37+$17321.53M → PFBI

PFBI vs MCD: Complete Analysis 2026

PFBI — Stock

Premier Financial Bancorp, Inc. is a multi-bank holding company, which engages in the provision of community banking services. The company is headquartered in Huntington, West Virginia and currently employs 363 full-time employees. The firm's banking subsidiaries (the Banks or Affiliate Banks) consist of Citizens Deposit Bank and Trust, Inc., Vanceburg, Kentucky and Premier Bank, Inc., Huntington, West Virginia. Through the Banks, the Company focuses on providing community banking services to individuals and small-to-medium sized businesses. The Banks provide a range of retail and commercial banking services, including commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; and other services tailored for both individuals and businesses. The firm operates over nine banking offices in Kentucky, approximately five banking offices in Ohio, over 30 banking offices in West Virginia, approximately four banking offices in Washington, DC, over one banking offices in Maryland and approximately four banking offices in Virginia.

Full PFBI Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.