HomeComparePNBI vs MCD

PNBI vs MCD: Dividend Comparison 2026

PNBI yields 3.21% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $58.3K in total portfolio value· pulled ahead in Year 2
10 years
PNBI
PNBI
● Live price
3.21%
Share price
$33.98
Annual div
$1.09
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$0.32
Full PNBI calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — PNBI vs MCD

📍 MCD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNBIMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PNBI + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNBI pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNBI
Annual income on $10K today (after 15% tax)
$272.66/yr
After 10yr DRIP, annual income (after tax)
$0.27/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,293.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNBI + MCD for your $10,000?

PNBI: 50%MCD: 50%
100% MCD50/50100% PNBI
Portfolio after 10yr
$49.4K
Annual income
$13,114.01/yr
Blended yield
26.55%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

PNBI
No analyst data
Altman Z
0.0
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNBI buys
0
MCD buys
0
No recent congressional trades found for PNBI or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNBIMCD
Forward yield3.21%2.35%
Annual dividend / share$1.09$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%42.3%
Portfolio after 10y$20.2K$78.5K
Annual income after 10y$0.32$26,227.70
Total dividends collected$324.00$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PNBI vs MCD ($10,000, DRIP)

YearPNBI PortfolioPNBI Income/yrMCD PortfolioMCD Income/yrGap
1$10,860$160.39$10,815$334.85+$45.00PNBI
2← crossover$11,702$81.40$11,826$491.71$124.00MCD
3$12,562$40.98$13,123$730.06$561.00MCD
4$13,462$20.56$14,853$1,100.07$1.4KMCD
5$14,415$10.30$17,257$1,690.61$2.8KMCD
6$15,429$5.15$20,752$2,667.01$5.3KMCD
7$16,511$2.58$26,103$4,354.83$9.6KMCD
8$17,669$1.29$34,794$7,437.78$17.1KMCD
9$18,906$0.64$49,926$13,461.60$31.0KMCD
10$20,230$0.32$78,550$26,227.70$58.3KMCD

PNBI vs MCD: Complete Analysis 2026

PNBIStock

Pioneer Bankshares, Inc. operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in Virginia. The company offers various deposit products, which include business and personal checking accounts, savings accounts, and certificates of deposit. Its personal loans comprise personal installment and single-pay, and auto loans; and business loans consists of operating capital, equipment loans, investment properties, lines of credit, business expansion, and property acquisition or construction, as well as home mortgage and home equity loans. The company also provides credit and debit cards, safe deposit boxes, online and mobile banking, remote deposit capture, and cash management services. In addition, it offers investment products, such as individual retirement accounts, 529 college savings plans, small business investment strategies, fixed and variable annuities, and personalized investment advisory services, as well as securities and insurance products and services. It operates branch offices in Shenandoah, Luray, Harrisonburg, Stanardsville, Ruckersville, and Charlottesville. The company was founded in 1909 and is headquartered in Stanley, Virginia.

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MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.