Is PNX or QYLD a better dividend investment in 2026?

PNX currently yields 16.34% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: PNX offers higher current income.

What is the dividend yield difference between PNX and QYLD?

PNX has a forward dividend yield of 16.34% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.42 percentage points.

Home › Compare › PNX vs QYLD

PNX vs QYLD: Dividend Comparison 2026

PNX yields 16.34% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PNX wins by $32.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PNX

● Live price

16.34%

Share price

$12.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$58.2K

Annual income

$4,462.37

Full PNX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PNX vs QYLD

📍 PNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PNX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PNX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

PNX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNX

Annual income on $10K today (after 15% tax)

$1,388.89/yr

After 10yr DRIP, annual income (after tax)

$3,793.01/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,017.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PNX + QYLD for your $10,000?

PNX: 50%QYLD: 50%

100% QYLD50/50100% PNX

Portfolio after 10yr

$41.8K

Annual income

$5,060.85/yr

Blended yield

12.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPNXQYLD

Forward yield	16.34% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$58.2K ✓	$25.4K
Annual income after 10y	$4,462.37	$5,659.31 ✓
Total dividends collected	$29.6K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PNX vs QYLD ($10,000, DRIP)

Year	PNX Portfolio	PNX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,334	$1,633.99	$10,352	$1,192.36	+$2.0K → PNX
2	$15,081	$1,883.51	$10,830	$1,347.57	+$4.3K → PNX
3	$18,289	$2,152.32	$11,460	$1,539.07	+$6.8K → PNX
4	$22,008	$2,439.41	$12,275	$1,777.84	+$9.7K → PNX
5	$26,293	$2,743.49	$13,323	$2,078.95	+$13.0K → PNX
6	$31,196	$3,063.11	$14,667	$2,463.34	+$16.5K → PNX
7	$36,777	$3,396.62	$16,396	$2,960.57	+$20.4K → PNX
8	$43,093	$3,742.25	$18,631	$3,612.97	+$24.5K → PNX
9	$50,208	$4,098.14	$21,548	$4,482.15	+$28.7K → PNX
10	$58,185	$4,462.37	$25,398	$5,659.31	+$32.8K → PNX

PNX vs QYLD: Complete Analysis 2026

PNX — Stock

PNX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PNX shares.

Full PNX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.