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PNX vs XYLD: Dividend Comparison 2026

PNX yields 16.34% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PNX wins by $32.9K in total portfolio value
10 years
PNX
PNX
● Live price
16.34%
Share price
$12.24
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$58.2K
Annual income
$4,462.37
Full PNX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PNX vs XYLD

📍 PNX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PNX + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PNX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNX
Annual income on $10K today (after 15% tax)
$1,388.89/yr
After 10yr DRIP, annual income (after tax)
$3,793.01/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, PNX beats the other by $1,056.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNX + XYLD for your $10,000?

PNX: 50%XYLD: 50%
100% XYLD50/50100% PNX
Portfolio after 10yr
$41.7K
Annual income
$3,840.70/yr
Blended yield
9.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNX buys
0
XYLD buys
0
No recent congressional trades found for PNX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNXXYLD
Forward yield16.34% ✓10.98%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$58.2K ✓$25.3K
Annual income after 10y$4,462.37 ✓$3,219.02
Total dividends collected$29.6K ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PNX vs XYLD ($10,000, DRIP)

YearPNX PortfolioPNX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,334$1,633.99$10,818$1,098.39+$1.5K → PNX
2$15,081$1,883.51$11,738$1,222.51+$3.3K → PNX
3$18,289$2,152.32$12,774$1,364.64+$5.5K → PNX
4$22,008$2,439.41$13,944$1,527.86+$8.1K → PNX
5$26,293$2,743.49$15,270$1,715.87+$11.0K → PNX
6$31,196$3,063.11$16,775$1,933.09+$14.4K → PNX
7$36,777$3,396.62$18,490$2,184.87+$18.3K → PNX
8$43,093$3,742.25$20,450$2,477.63+$22.6K → PNX
9$50,208$4,098.14$22,697$2,819.19+$27.5K → PNX
10$58,185$4,462.37$25,280$3,219.02+$32.9K → PNX

PNX vs XYLD: Complete Analysis 2026

PNX — Stock

PNX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PNX shares.

Full PNX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.