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PPAL vs EPRT: Dividend Comparison 2026

PPAL yields 2.08% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $26.4K in total portfolio value
10 years
PPAL
PPAL
● Live price
2.08%
Share price
$60.10
Annual div
$1.25
5Y div CAGR
28.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$4,313.32
Full PPAL calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — PPAL vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPALEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPAL + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPAL pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPAL
Annual income on $10K today (after 15% tax)
$176.79/yr
After 10yr DRIP, annual income (after tax)
$3,666.32/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $7,248.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPAL + EPRT for your $10,000?

PPAL: 50%EPRT: 50%
100% EPRT50/50100% PPAL
Portfolio after 10yr
$50.2K
Annual income
$8,577.02/yr
Blended yield
17.08%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

PPAL
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPAL buys
0
EPRT buys
0
No recent congressional trades found for PPAL or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPALEPRT
Forward yield2.08%3.92%
Annual dividend / share$1.25$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.7%29%
Portfolio after 10y$37.0K$63.4K
Annual income after 10y$4,313.32$12,840.73
Total dividends collected$14.7K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PPAL vs EPRT ($10,000, DRIP)

YearPPAL PortfolioPPAL Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$10,968$267.68$11,205$505.18$237.00EPRT
2$12,089$353.12$12,672$682.46$583.00EPRT
3$13,403$468.14$14,490$930.48$1.1KEPRT
4$14,965$624.30$16,786$1,282.69$1.8KEPRT
5$16,851$838.46$19,753$1,791.56$2.9KEPRT
6$19,167$1,135.60$23,677$2,541.64$4.5KEPRT
7$22,062$1,553.56$29,008$3,672.99$6.9KEPRT
8$25,757$2,150.89$36,463$5,425.08$10.7KEPRT
9$30,580$3,020.43$47,238$8,221.57$16.7KEPRT
10$37,034$4,313.32$63,385$12,840.73$26.4KEPRT

PPAL vs EPRT: Complete Analysis 2026

PPALStock

Peoples Trust Company of St. Albans provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States. The company accepts checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers personal loans, loans to purchase auto and recreational vehicles, and debt consolidation services; business loans, commercial real estate loans, construction loans, commercial lending, lines of credit, and business equipment and vehicle loans; and mortgage loans. In addition, the company provides cards, direct deposit, switch kit, telephone banking, overdraft protection, trust and investment services, business consulting, ACH origination, merchant deposit capture, merchant services, and wire services, as well as safe deposit boxes and reorder checks. Further, it offers online services, such as online banking, bill pay, eDocs, and mobile/tablet banking. The company was founded in 1886 and is based in Saint Albans, Vermont.

Full PPAL Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.