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PPAL vs MO: Dividend Comparison 2026

PPAL yields 2.08% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $40.7K in total portfolio value· pulled ahead in Year 6
10 years
PPAL
PPAL
● Live price
2.08%
Share price
$60.10
Annual div
$1.25
5Y div CAGR
28.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$4,313.32
Full PPAL calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — PPAL vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPALMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPAL + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPAL pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPAL
Annual income on $10K today (after 15% tax)
$176.79/yr
After 10yr DRIP, annual income (after tax)
$3,666.32/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $20,956.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPAL + MO for your $10,000?

PPAL: 50%MO: 50%
100% MO50/50100% PPAL
Portfolio after 10yr
$57.4K
Annual income
$16,640.93/yr
Blended yield
29.01%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

PPAL
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPAL buys
0
MO buys
0
No recent congressional trades found for PPAL or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPALMO
Forward yield2.08%6.27%
Annual dividend / share$1.25$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.7%22.6%
Portfolio after 10y$37.0K$77.7K
Annual income after 10y$4,313.32$28,968.54
Total dividends collected$14.7K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PPAL vs MO ($10,000, DRIP)

YearPPAL PortfolioPPAL Income/yrMO PortfolioMO Income/yrGap
1$10,968$267.68$10,558$768.31+$410.00PPAL
2$12,089$353.12$11,352$1,015.87+$737.00PPAL
3$13,403$468.14$12,482$1,367.86+$921.00PPAL
4$14,965$624.30$14,103$1,883.39+$862.00PPAL
5$16,851$838.46$16,472$2,664.91+$379.00PPAL
6← crossover$19,167$1,135.60$20,024$3,897.79$857.00MO
7$22,062$1,553.56$25,537$5,933.74$3.5KMO
8$25,757$2,150.89$34,478$9,476.77$8.7KMO
9$30,580$3,020.43$49,776$16,022.63$19.2KMO
10$37,034$4,313.32$77,699$28,968.54$40.7KMO

PPAL vs MO: Complete Analysis 2026

PPALStock

Peoples Trust Company of St. Albans provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States. The company accepts checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers personal loans, loans to purchase auto and recreational vehicles, and debt consolidation services; business loans, commercial real estate loans, construction loans, commercial lending, lines of credit, and business equipment and vehicle loans; and mortgage loans. In addition, the company provides cards, direct deposit, switch kit, telephone banking, overdraft protection, trust and investment services, business consulting, ACH origination, merchant deposit capture, merchant services, and wire services, as well as safe deposit boxes and reorder checks. Further, it offers online services, such as online banking, bill pay, eDocs, and mobile/tablet banking. The company was founded in 1886 and is based in Saint Albans, Vermont.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.