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PPAL vs PM: Dividend Comparison 2026

PPAL yields 2.08% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $12.6K in total portfolio value
10 years
PPAL
PPAL
● Live price
2.08%
Share price
$60.10
Annual div
$1.25
5Y div CAGR
28.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$4,313.32
Full PPAL calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — PPAL vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPALPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPAL + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPAL pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPAL
Annual income on $10K today (after 15% tax)
$176.79/yr
After 10yr DRIP, annual income (after tax)
$3,666.32/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PPAL beats the other by $1,539.10/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PPAL + PM for your $10,000?

PPAL: 50%PM: 50%
100% PM50/50100% PPAL
Portfolio after 10yr
$43.3K
Annual income
$3,407.97/yr
Blended yield
7.86%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

PPAL
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPAL buys
0
PM buys
0
No recent congressional trades found for PPAL or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPALPM
Forward yield2.08%3.49%
Annual dividend / share$1.25$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.7%17.2%
Portfolio after 10y$37.0K$49.6K
Annual income after 10y$4,313.32$2,502.61
Total dividends collected$14.7K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PPAL vs PM ($10,000, DRIP)

YearPPAL PortfolioPPAL Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,968$267.68$11,650$409.56$682.00PM
2$12,089$353.12$13,592$497.49$1.5KPM
3$13,403$468.14$15,882$605.21$2.5KPM
4$14,965$624.30$18,589$737.41$3.6KPM
5$16,851$838.46$21,794$899.94$4.9KPM
6$19,167$1,135.60$25,597$1,100.16$6.4KPM
7$22,062$1,553.56$30,118$1,347.30$8.1KPM
8$25,757$2,150.89$35,505$1,652.97$9.7KPM
9$30,580$3,020.43$41,940$2,031.88$11.4KPM
10$37,034$4,313.32$49,643$2,502.61$12.6KPM

PPAL vs PM: Complete Analysis 2026

PPALStock

Peoples Trust Company of St. Albans provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States. The company accepts checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers personal loans, loans to purchase auto and recreational vehicles, and debt consolidation services; business loans, commercial real estate loans, construction loans, commercial lending, lines of credit, and business equipment and vehicle loans; and mortgage loans. In addition, the company provides cards, direct deposit, switch kit, telephone banking, overdraft protection, trust and investment services, business consulting, ACH origination, merchant deposit capture, merchant services, and wire services, as well as safe deposit boxes and reorder checks. Further, it offers online services, such as online banking, bill pay, eDocs, and mobile/tablet banking. The company was founded in 1886 and is based in Saint Albans, Vermont.

Full PPAL Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.