HomeComparePYCR vs SPHD

PYCR vs SPHD: Dividend Comparison 2026

PYCR yields 8.89% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PYCR wins by $9.5K in total portfolio value
10 years
PYCR
PYCR
● Live price
8.89%
Share price
$22.49
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.0K
Annual income
$1,558.41
Full PYCR calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PYCR vs SPHD

📍 PYCR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPYCRSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PYCR + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PYCR pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PYCR
Annual income on $10K today (after 15% tax)
$755.89/yr
After 10yr DRIP, annual income (after tax)
$1,324.65/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PYCR beats the other by $839.03/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PYCR + SPHD for your $10,000?

PYCR: 50%SPHD: 50%
100% SPHD50/50100% PYCR
Portfolio after 10yr
$31.3K
Annual income
$1,064.87/yr
Blended yield
3.40%
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Analyst Conviction Gap

Where Wall Street is split right now

PYCR
No analyst data
Price Target
$22.41
-0.4% upside vs current
Range: $16.00 — $32.00
Altman Z
1.6
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PYCR buys
0
SPHD buys
0
No recent congressional trades found for PYCR or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPYCRSPHD
Forward yield8.89%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.0K$26.5K
Annual income after 10y$1,558.41$571.32
Total dividends collected$12.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PYCR vs SPHD ($10,000, DRIP)

YearPYCR PortfolioPYCR Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,589$889.28$11,133$432.85+$456.00PYCR
2$13,364$963.19$12,363$450.36+$1.0KPYCR
3$15,337$1,038.01$13,695$467.39+$1.6KPYCR
4$17,524$1,113.36$15,138$483.90+$2.4KPYCR
5$19,940$1,188.89$16,697$499.88+$3.2KPYCR
6$22,600$1,264.27$18,382$515.31+$4.2KPYCR
7$25,521$1,339.19$20,198$530.17+$5.3KPYCR
8$28,721$1,413.36$22,157$544.46+$6.6KPYCR
9$32,218$1,486.51$24,266$558.18+$8.0KPYCR
10$36,031$1,558.41$26,536$571.32+$9.5KPYCR

PYCR vs SPHD: Complete Analysis 2026

PYCRStock

Paycor HCM, Inc. provides software-as-a-service (SaaS) human capital management (HCM) solutions for small and medium-sized businesses (SMBs) primarily in the United States. It offers cloud-native platform to address the comprehensive people management needs of SMB leaders. The company's SaaS based people management products include Core HCM and Payroll, a calculation engine that enables real-time changes in payroll processing; Workforce Management, a solution with flexible time entry, overtime calculations, and scheduling capabilities with real-time payroll synchronization; Benefits Administration, a decision support solution to help leaders to streamline and optimize company's benefits administration; Talent Management, an integrated compensation and performance management solution; and Employee Engagement, a solution with interactive learning tools and AI-powered surveys. It serves manufacturing, healthcare, restaurant, retail, professional services, nonprofit, and education industries through its direct sales teams. The company was founded in 1990 and is headquartered in Cincinnati, Ohio.

Full PYCR Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.