Is SC or HDV a better dividend investment in 2026?

SC currently yields 7.36% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: SC offers higher current income.

What is the dividend yield difference between SC and HDV?

SC has a forward dividend yield of 7.36% ($3.06/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 4.44 percentage points.

Home › Compare › SC vs HDV

SC vs HDV: Dividend Comparison 2026

SC yields 7.36% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SC wins by $8.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

● Live price

7.36%

Share price

$41.60

Annual div

$3.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.5K

Annual income

$1,172.89

Full SC calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — SC vs HDV

📍 SC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SC	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SC + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SC pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$625.24/yr

After 10yr DRIP, annual income (after tax)

$996.96/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, SC beats the other by $697.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SC + HDV for your $10,000?

SC: 50%HDV: 50%

100% HDV50/50100% SC

Portfolio after 10yr

$28.4K

Annual income

$762.81/yr

Blended yield

2.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SC buys

HDV buys

No recent congressional trades found for SC or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCHDV

Forward yield	7.36% ✓	2.92%
Annual dividend / share	$3.06	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.5K ✓	$24.3K
Annual income after 10y	$1,172.89 ✓	$352.73
Total dividends collected	$9.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SC vs HDV ($10,000, DRIP)

Year	SC Portfolio	SC Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,436	$735.58	$11,002	$292.38	+$434.00 → SC
2	$13,022	$786.14	$12,084	$300.36	+$938.00 → SC
3	$14,770	$836.65	$13,250	$308.02	+$1.5K → SC
4	$16,691	$886.89	$14,506	$315.35	+$2.2K → SC
5	$18,796	$936.66	$15,858	$322.35	+$2.9K → SC
6	$21,098	$985.78	$17,313	$329.04	+$3.8K → SC
7	$23,609	$1,034.10	$18,878	$335.42	+$4.7K → SC
8	$26,343	$1,081.47	$20,560	$341.49	+$5.8K → SC
9	$29,315	$1,127.77	$22,367	$347.25	+$6.9K → SC
10	$32,540	$1,172.89	$24,307	$352.73	+$8.2K → SC

SC vs HDV: Complete Analysis 2026

SC — Stock

Santander Consumer USA Holdings Inc., a specialized consumer finance company, provides vehicle finance and third-party servicing in the United States. It offers vehicle financial products and services, including retail installment contracts and vehicle leases, as well as dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. The company also provides financial products and services related to recreational and marine vehicles; originates vehicle loans through RoadLoans.com, a web-based direct lending program; purchases vehicle retail installment contracts from other lenders; and services automobile, and recreational and marine vehicle portfolios for other lenders. In addition, it originates private-label loans and leases; and offers personal loans, as well as provides point-of-sale financing. The company was founded in 1995 and is headquartered in Dallas, Texas. Santander Consumer USA Holdings Inc. is a subsidiary of Santander Holdings USA, Inc.

Full SC Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.