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SCHD vs AAPL: Dividend Comparison 2026

SCHD yields 3.77% · AAPL yields 0.45% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $18.8K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →

Portfolio growth — SCHD vs AAPL

Annual dividend income

MetricSCHDAAPL
Forward yield3.77%0.45%
Annual dividend / share$1.05$1.00
Payout ratio38%15%
1-year div growth5.18%4.2%
5-year div CAGR13.05%5.8%
Portfolio after 10y$36.7K$55.5K
Annual income after 10y$1,925.82$81.27
Total dividends collected$10.1K$633.00
Payment frequencyquarterlyquarterly
SectorETFTechnology

Year-by-year: SCHD vs AAPL ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrAAPL PortfolioAAPL Income/yrGap
1$11,306$426.37$11,888$47.77$582.00AAPL
2$12,802$500.91$14,126$50.74$1.3KAAPL
3$14,518$589.33$16,779$53.88$2.3KAAPL
4$16,490$694.43$19,923$57.18$3.4KAAPL
5$18,761$819.56$23,650$60.68$4.9KAAPL
6$21,381$968.84$28,066$64.36$6.7KAAPL
7$24,409$1,147.26$33,298$68.25$8.9KAAPL
8$27,918$1,360.94$39,498$72.36$11.6KAAPL
9$31,993$1,617.39$46,842$76.69$14.8KAAPL
10$36,734$1,925.82$55,542$81.27$18.8KAAPL

SCHD vs AAPL: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

Frequently Asked Questions

Is SCHD or AAPL better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while AAPL offers 0.45% (1.00/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs AAPL earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. AAPL pays approximately $45/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $81/year (AAPL).
Does SCHD or AAPL pay monthly dividends?
SCHD pays quarterly dividends. AAPL pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.