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SCHD vs ADC: Dividend Comparison 2026

SCHD yields 3.77% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $13.2K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — SCHD vs ADC

Annual dividend income

MetricSCHDADC
Forward yield3.77%4.39%
Annual dividend / share$1.05$3.00
Payout ratio38%73%
1-year div growth5.18%2.8%
5-year div CAGR13.05%5.2%
Portfolio after 10y$36.7K$23.5K
Annual income after 10y$1,925.82$1,093.74
Total dividends collected$10.1K$7.4K
Payment frequencyquarterlymonthly
SectorETFREIT

Year-by-year: SCHD vs ADC ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrADC PortfolioADC Income/yrGap
1$11,306$426.37$10,871$461.40+$435.00SCHD
2$12,802$500.91$11,824$506.91+$978.00SCHD
3$14,518$589.33$12,866$557.16+$1.7KSCHD
4$16,490$694.43$14,006$612.66+$2.5KSCHD
5$18,761$819.56$15,254$674.00+$3.5KSCHD
6$21,381$968.84$16,622$741.82+$4.8KSCHD
7$24,409$1,147.26$18,120$816.86+$6.3KSCHD
8$27,918$1,360.94$19,763$899.90+$8.2KSCHD
9$31,993$1,617.39$21,565$991.86+$10.4KSCHD
10$36,734$1,925.82$23,543$1,093.74+$13.2KSCHD

SCHD vs ADC: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is SCHD or ADC better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs ADC earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $1,094/year (ADC).
Does SCHD or ADC pay monthly dividends?
SCHD pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.