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SCHD vs O: Dividend Comparison 2026

SCHD yields 3.77% · O yields 5.97% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $14.0K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
O
Realty Income Corporation
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — SCHD vs O

Annual dividend income

MetricSCHDO
Forward yield3.77%5.97%
Annual dividend / share$1.05$3.12
Payout ratio38%76%
1-year div growth5.18%2.8%
5-year div CAGR13.05%3.2%
Portfolio after 10y$36.7K$22.7K
Annual income after 10y$1,925.82$1,416.15
Total dividends collected$10.1K$9.6K
Payment frequencyquarterlymonthly
SectorETFREIT

Year-by-year: SCHD vs O ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrO PortfolioO Income/yrGap
1$11,306$426.37$10,826$615.65+$480.00SCHD
2$12,802$500.91$11,727$673.66+$1.1KSCHD
3$14,518$589.33$12,710$737.59+$1.8KSCHD
4$16,490$694.43$13,785$808.08+$2.7KSCHD
5$18,761$819.56$14,961$885.87+$3.8KSCHD
6$21,381$968.84$16,247$971.76+$5.1KSCHD
7$24,409$1,147.26$17,655$1,066.66+$6.8KSCHD
8$27,918$1,360.94$19,197$1,171.57+$8.7KSCHD
9$31,993$1,617.39$20,888$1,287.65+$11.1KSCHD
10$36,734$1,925.82$22,743$1,416.15+$14.0KSCHD

SCHD vs O: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

Frequently Asked Questions

Is SCHD or O better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while O offers 5.97% (3.12/share/year). O provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs O earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. O pays approximately $597/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $1,416/year (O).
Does SCHD or O pay monthly dividends?
SCHD pays quarterly dividends. O pays monthly dividends. O pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.