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SCHD vs MAIN: Dividend Comparison 2026

SCHD yields 3.77% · MAIN yields 8.41% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $20.4K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →

Portfolio growth — SCHD vs MAIN

Annual dividend income

MetricSCHDMAIN
Forward yield3.77%8.41%
Annual dividend / share$1.05$4.44
Payout ratio38%82%
1-year div growth5.18%3.7%
5-year div CAGR13.05%5.1%
Portfolio after 10y$36.7K$57.2K
Annual income after 10y$1,925.82$2,355.47
Total dividends collected$10.1K$15.5K
Payment frequencyquarterlymonthly
SectorETFBDC

Year-by-year: SCHD vs MAIN ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrMAIN PortfolioMAIN Income/yrGap
1$11,306$426.37$12,124$883.80$818.00MAIN
2$12,802$500.91$14,629$1,001.91$1.8KMAIN
3$14,518$589.33$17,573$1,130.42$3.1KMAIN
4$16,490$694.43$21,022$1,269.75$4.5KMAIN
5$18,761$819.56$25,049$1,420.29$6.3KMAIN
6$21,381$968.84$29,738$1,582.45$8.4KMAIN
7$24,409$1,147.26$35,182$1,756.64$10.8KMAIN
8$27,918$1,360.94$41,488$1,943.25$13.6KMAIN
9$31,993$1,617.39$48,775$2,142.72$16.8KMAIN
10$36,734$1,925.82$57,179$2,355.47$20.4KMAIN

SCHD vs MAIN: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

Frequently Asked Questions

Is SCHD or MAIN better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while MAIN offers 8.41% (4.44/share/year). MAIN provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs MAIN earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. MAIN pays approximately $841/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $2,355/year (MAIN).
Does SCHD or MAIN pay monthly dividends?
SCHD pays quarterly dividends. MAIN pays monthly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.