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SCHD vs IBM: Dividend Comparison 2026

SCHD yields 3.77% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.1K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →

Portfolio growth — SCHD vs IBM

Annual dividend income

MetricSCHDIBM
Forward yield3.77%3.06%
Annual dividend / share$1.05$6.68
Payout ratio38%64%
1-year div growth5.18%0.6%
5-year div CAGR13.05%1%
Portfolio after 10y$36.7K$27.6K
Annual income after 10y$1,925.82$410.34
Total dividends collected$10.1K$3.6K
Payment frequencyquarterlyquarterly
SectorETFTechnology

Year-by-year: SCHD vs IBM ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrIBM PortfolioIBM Income/yrGap
1$11,306$426.37$11,149$308.92+$157.00SCHD
2$12,802$500.91$12,406$320.90+$396.00SCHD
3$14,518$589.33$13,781$332.72+$737.00SCHD
4$16,490$694.43$15,283$344.36+$1.2KSCHD
5$18,761$819.56$16,923$355.82+$1.8KSCHD
6$21,381$968.84$18,711$367.09+$2.7KSCHD
7$24,409$1,147.26$20,661$378.18+$3.7KSCHD
8$27,918$1,360.94$22,786$389.09+$5.1KSCHD
9$31,993$1,617.39$25,100$399.81+$6.9KSCHD
10$36,734$1,925.82$27,618$410.34+$9.1KSCHD

SCHD vs IBM: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is SCHD or IBM better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while IBM offers 3.06% (6.68/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs IBM earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $410/year (IBM).
Does SCHD or IBM pay monthly dividends?
SCHD pays quarterly dividends. IBM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.