HomeCompareSCHD vs MCD

SCHD vs MCD: Dividend Comparison 2026

SCHD yields 3.77% · MCD yields 2.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $15.8K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — SCHD vs MCD

Annual dividend income

MetricSCHDMCD
Forward yield3.77%2.27%
Annual dividend / share$1.05$6.68
Payout ratio38%72%
1-year div growth5.18%10%
5-year div CAGR13.05%8.5%
Portfolio after 10y$36.7K$21.0K
Annual income after 10y$1,925.82$652.30
Total dividends collected$10.1K$4.2K
Payment frequencyquarterlyquarterly
SectorETFConsumer Discretionary

Year-by-year: SCHD vs MCD ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrMCD PortfolioMCD Income/yrGap
1$11,306$426.37$10,726$246.11+$580.00SCHD
2$12,802$500.91$11,514$273.29+$1.3KSCHD
3$14,518$589.33$12,371$303.73+$2.1KSCHD
4$16,490$694.43$13,302$337.85+$3.2KSCHD
5$18,761$819.56$14,317$376.12+$4.4KSCHD
6$21,381$968.84$15,423$419.10+$6.0KSCHD
7$24,409$1,147.26$16,631$467.42+$7.8KSCHD
8$27,918$1,360.94$17,951$521.82+$10.0KSCHD
9$31,993$1,617.39$19,396$583.12+$12.6KSCHD
10$36,734$1,925.82$20,979$652.30+$15.8KSCHD

SCHD vs MCD: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is SCHD or MCD better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while MCD offers 2.27% (6.68/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs MCD earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $652/year (MCD).
Does SCHD or MCD pay monthly dividends?
SCHD pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this SCHD vs MCD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SCHD vs VYMSCHD vs JEPISCHD vs DGROSCHD vs VIGSCHD vs HDVSCHD vs KOSCHD vs YUMSCHD vs QSRMCD vs KOMCD vs YUMMCD vs QSRMCD vs SBUX

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.