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SCHD vs PEP: Dividend Comparison 2026

SCHD yields 3.77% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $15.2K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — SCHD vs PEP

Annual dividend income

MetricSCHDPEP
Forward yield3.77%3.69%
Annual dividend / share$1.05$5.42
Payout ratio38%72%
1-year div growth5.18%7.1%
5-year div CAGR13.05%6.7%
Portfolio after 10y$36.7K$21.5K
Annual income after 10y$1,925.82$1,034.52
Total dividends collected$10.1K$6.6K
Payment frequencyquarterlyquarterly
SectorETFConsumer Staples

Year-by-year: SCHD vs PEP ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrPEP PortfolioPEP Income/yrGap
1$11,306$426.37$10,734$393.95+$572.00SCHD
2$12,802$500.91$11,535$436.36+$1.3KSCHD
3$14,518$589.33$12,411$483.90+$2.1KSCHD
4$16,490$694.43$13,371$537.26+$3.1KSCHD
5$18,761$819.56$14,422$597.26+$4.3KSCHD
6$21,381$968.84$15,578$664.81+$5.8KSCHD
7$24,409$1,147.26$16,848$740.97+$7.6KSCHD
8$27,918$1,360.94$18,248$826.99+$9.7KSCHD
9$31,993$1,617.39$19,793$924.28+$12.2KSCHD
10$36,734$1,925.82$21,500$1,034.52+$15.2KSCHD

SCHD vs PEP: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is SCHD or PEP better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while PEP offers 3.69% (5.42/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs PEP earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $1,035/year (PEP).
Does SCHD or PEP pay monthly dividends?
SCHD pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.