HomeCompareSCZC vs EPRT

SCZC vs EPRT: Dividend Comparison 2026

SCZC yields 0.94% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCZC wins by $3.68M in total portfolio value· pulled ahead in Year 5
10 years
SCZC
SCZC
● Live price
0.94%
Share price
$41.44
Annual div
$0.39
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.74M
Annual income
$3,107,431.86
Full SCZC calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — SCZC vs EPRT

📍 SCZC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCZCEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SCZC + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCZC pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCZC
Annual income on $10K today (after 15% tax)
$80.00/yr
After 10yr DRIP, annual income (after tax)
$2,641,317.08/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, SCZC beats the other by $2,630,402.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCZC + EPRT for your $10,000?

SCZC: 50%EPRT: 50%
100% EPRT50/50100% SCZC
Portfolio after 10yr
$1.90M
Annual income
$1,560,136.29/yr
Blended yield
82.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SCZC
No analyst data
Altman Z
0.3
Piotroski
3/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCZC buys
0
EPRT buys
0
No recent congressional trades found for SCZC or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCZCEPRT
Forward yield0.94%3.92%
Annual dividend / share$0.39$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%29%
Portfolio after 10y$3.74M$63.4K
Annual income after 10y$3,107,431.86$12,840.73
Total dividends collected$3.67M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SCZC vs EPRT ($10,000, DRIP)

YearSCZC PortfolioSCZC Income/yrEPRT PortfolioEPRT Income/yrGap
1$10,888$188.24$11,205$505.18$317.00EPRT
2$12,034$383.11$12,672$682.46$638.00EPRT
3$13,667$791.42$14,490$930.48$823.00EPRT
4$16,304$1,680.13$16,786$1,282.69$482.00EPRT
5← crossover$21,192$3,746.32$19,753$1,791.56+$1.4KSCZC
6$31,777$9,101.65$23,677$2,541.64+$8.1KSCZC
7$59,511$25,509.97$29,008$3,672.99+$30.5KSCZC
8$152,975$89,298.48$36,463$5,425.08+$116.5KSCZC
9$592,739$429,055.47$47,238$8,221.57+$545.5KSCZC
10$3,741,663$3,107,431.86$63,385$12,840.73+$3.68MSCZC

SCZC vs EPRT: Complete Analysis 2026

SCZCStock

Santa Cruz County Bank provides a range of commercial and personal banking services to residents and businesses. The company's deposit products include checking, savings, term certificate, money market, and health savings accounts; and IRAs and certificate of deposits. It also offers lending products comprising commercial, multi-family, agricultural, construction, wine industry, venture banking, small business administration, business and industry, farm services agency, municipal, government guarantee, and installment loans, as well as loans supported by single-family residential real estate, commercial real estate financing, and lines of credit. In addition, the company provides debit and credit cards, merchant, online and mobile banking, remote electronic deposit, bill payment, treasury management, and cash management services. It operates through seven full-service offices located in Aptos, Capitola, Cupertino, Monterey, Santa Cruz, Scotts Valley, and Watsonville; and two ATMs and night depository kiosks. Santa Cruz County Bank was incorporated in 2003 and is based in Santa Cruz, California.

Full SCZC Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
📬

Get this SCZC vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SCZC vs SCHDSCZC vs JEPISCZC vs OSCZC vs KOSCZC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.